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Fed up with Credit One...

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Anonymous
Not applicable

Re: Fed up with Credit One...


@Anonymous wrote:

@Anonymous wrote:

@Anonymous wrote:

UPDATE:

 

The payment of 25.12 was posted today. Waiting till tomorrow "for the kill".

 


Be on the lookout for another statement with trailing interest charges. Consider holding off closing the card until you get a statement showing zero balance due.


OMG - exactly what you mentioned happened !. When I logged in today, there was not only a charge of 3.56 but also a new statement was generated !

 

Wonder how come all of a sudden a new statement springs up with interest charges, and that too after 2 months (my last statement was June 15) !! beats me Smiley Happy

 

UPDATE - I tried to pay off the 3.56 but the system would not accept more than 4 payments - I'm stuck with this card for a month more now....arrrrghhhhhhh Smiley MadSmiley Mad

 

08/06/2015 PAYMENT LIMIT: You have reached your payment limit. Four payments have been received within a 30 day period. Thank you."
 
I was not aware that one cannot make more than 4 payments...

Push a payment from your bank and tell those suckers sayonara!

Message 31 of 54
Anonymous
Not applicable

Re: Fed up with Credit One...

How convinient about the statement like you said....now they're going to give you a hard time until you can close it.

 

Not cool!

Message 32 of 54
Broke_Triathlete
Valued Contributor

Re: Fed up with Credit One...

The best way to close them is to push a surplus payment of $25 through the Credit One. Then go ahead and close. You'll get a refund check in the mail about 7-10 days later.

Personal:

Business:


Message 33 of 54
Anonymous
Not applicable

Re: Fed up with Credit One...

Good that you checked on-line. Many don't and are later surprised; getting hit with late fees, etc. Pushing a surplus payment, as Broke_Triathlete suggests, may be the way to go. Then there's no chance of trailing interest charges. I've never read of Credit One rejecting pushed payments.

Message 34 of 54
Anonymous
Not applicable

Re: Fed up with Credit One...

 

 

Message 35 of 54
OmarGB9
Community Leader
Super Contributor

Re: Fed up with Credit One...

^😂

Last App: 1/10/2023
Penfed Gold Visa Card

Currently rebuilding as of 04/11/2019.

Starting FICO 8 Scores:




Current FICO 8 scores:


Message 36 of 54
delaney1
Established Contributor

Re: Fed up with Credit One...

LOL!

Message 37 of 54
Anonymous
Not applicable

Re: Fed up with Credit One...


@Anonymous wrote:

 

 


Now, mail it back to them lol...jk, dont do that.

Message 38 of 54
Anonymous
Not applicable

Re: Fed up with Credit One...

They would probably charge a recycling fee.
Message 39 of 54
Anonymous
Not applicable

Re: Fed up with Credit One...


@Anonymous wrote:
They would probably charge a recycling fee.

Or a burning our card fee, then on top of that fee you'll get a fee for having fees. 

Message 40 of 54
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