Fidelity APR Reduction - myFICO® Forums - 4470146

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Called in and asked for lower rate.

Lowered from 14.24% to 12.24%.

Message 1 of 5

4 REPLIES 4

@Creditaddict wrote:
Called in and asked for lower rate.
Lowered from 14.24% to 12.24%.

From Elan or FIA?

I got BT checks in the mail today from FIA. It seems odd that they are still offering balance transfers since they have sold off the portfolio.

Message 2 of 5

FIA

Message 3 of 5

Congrats!

Dover FCU Advantage MC @ 6.99% F, $5k

PACU Premier Privileges Rewards MC @ 7.50% F with 1.5% rewards, $20k

Unify FCU Variable-Rate VISA Platinum @ 8.74% V, $15k

EPFCU Smart Rewards MC @ 9.50% V with 1% rewards, $6.5k

BoA Customized Cash Rewards WMC @ 9.99% F with 3.75% category rewards (Preferred Rewards status), $50k

FNBO BucksBack VS @ 10% V with 1.5% rewards, $85k

Andrews FCU Titanium Rewards VS @ 11.74% V with 3%/1.5% rewards, $5k

Barclay Ring @ 12.25% V, $4k

BoA Unlimited Cash Rewards VS @ 12.99% V with 1.88% rewards (Preferred Rewards status), $17.6k

Discover IT @ 13.24% V, $36.4k

Cap1 Venture MC @ 13.65% V with no AF, 2% rewards, $18k

Arrowhead CU VISA @ 14.24% F, $4k

Unify FCU Fixed-Rate VISA Platinum @ 14.49% F, $25k

BoA Customized Cash Rewards MC @ 15.74% V with 3.75% category rewards (Preferred Rewards status), $14.3k

Redstone FCU VS @ 15.75% V with 5%/3%/1.5% rewards, $10k

Truist Bright VISA @ 16.5% V, $10.75k

AAA Daily Advantage VS @ 16.74% V with 5%/3% category rewards, $12.5k

PenFed Pathfinder Rewards VS @ 16.99% V with no AF, 4x/1.5x rewards points/dollar, $12.5k

BoA Customized Cash Rewards MC @ 17.74% V with 3.75% category rewards (Preferred Rewards status), $20.4k

AOD FCU VS @ 17.99% V with 3% rewards, $7.5k

Amazon Prime VS @ 17.99% V with 5% category rewards, $35k

US Bank Cash+(x2) @ 18.24% V with 5% category rewards, $32k

Wells Fargo Autograph VISA @ 18.5% V with 3% category rewards, $12.5k

PayPal CashBack MC @ 18.74% V with 3% on all PayPal purchases/1.5% on all other purchases, $25k

Cap1 T-Mobile VS @ 18.99% V with 5% on all T-Mobile purchases / 2% on all other purchases, $12k

FNBO BucksBack VS @ 19.74% V with 2% rewards, $23.5k

Citi Strata WEMC @ 21.24% V, $26.1k

US Bank Shield VISA @ 21.49% V, $25k

Citi Custom Cash WEMC @ 21.74% V with 5% category rewards, $39.32k

Citi Custom Cash WEMC @ 21.74% V with 5% category rewards, $5k

GS My GM Rewards WEMC @ 22.4% V, $5.5k

WF Bilt WEMC @ 22.74% V with 3% dining rewards, $30k

WF Reflect VISA @ 22.74% V, $25k

Amex BCE @ 24.74% V with 3% category rewards, $25k

Snychrony Walgreens MC @ 24.99% V, $8k

WF Attune WEMC @ 28.74% V with 4% category rewards, $2.5k

PayPal Credit MC @ 29.89% V with 0% for 6 mos. on all PayPal purchases $149+, $10k

Message 4 of 5

FIA is giving it good to Elan CLI's, APR reductions, etc... Grats on the APR reduction hopefully it sticks when Elan picks it up along with CL among other things for everyone

Message 5 of 5