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Fidelity Rewards [Elan] new benefits

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Windchill92
Regular Contributor

Fidelity Rewards [Elan] new benefits

Just got an email that the Fidelity Rewards VS (issued by Elan for those unaware) has 2 new benefits:

 

TSA PreCheck & Global Entry Credit: Receive up to 10,000 Reward Points every four years when you apply for either Global Entry or TSA PreCheck.

 

Auto Rental Collision Damage Waiver: receive up to $75,000 of Auto Rental Coverage ... when you pay for the entire cost of the rental vehicle. ... Decline the rental agency’s Collision Damage Waiver

 

____

These are on top of the preexisting No FTF.


Gardening since 05 July 2024
Total Revolving CL: $92.5k
Inquiries: (as of 05 July 2024)
EX: 1/6, 2/12
EQ: 3/6 (2 auto), 4/12
TU: 1/6, 2/12
Message 1 of 6
5 REPLIES 5
trant3
Established Contributor

Re: Fidelity Rewards [Elan] new benefits

TSA pre check is nice for a non annual fee card. The car rental is secondary to your personal auto insurance fyi.

Amex Bonvoy Brilliant $16.5k, Fidelity $23.5, FNBO $15k, US Bank Cash+ 15k, US Bank Alt. Reserve $16k, Affinity FCU $10k, Sofi $15k, Venmo Visa $15k, AAA $11.9k, Apple $8.5k, Citi Custom Cash $18k, Citi Double Cash $15k, Citizens Bank Cash Plus $11k, Chase Amazon $3k, Chase Flex $13.6k, Chase IHG $1k, Amex BCE $3k, AMEX Hilton Surpass $10k, Chase Freedom $41.5k, NFCU Plat $50k, NFCU Cash $30k, Discover IT $36.5k, Discover Miles $20k, BECU Visa $40k, Wells Fargo Active $11.3k, PenFed Promise $15k, PenFed Gold $20k, BoA AmeriCard $14k, BoA Cash $14k, Jovia FCU Visa $25k, Citi SYWM $1k
Message 2 of 6
MySunrise271
Established Contributor

Re: Fidelity Rewards [Elan] new benefits

Well, it covers the cost of your deductible as being reimbursed if you already have insurance.  I've never seen that before for secondary insurance coverage.

Message 3 of 6
creditrizz
Regular Contributor

Re: Fidelity Rewards [Elan] new benefits

Pretty decent additions.  Personally I'd rather see an increase in cash back rate for higher Fidelity balances, and have a feeling maybe these upgrades are being made in lieu of any type of cash back rate change.  I guess they wanted to go more in the travel-card direction. 



TU: 815 EX: 818 EQ: 815
Message 4 of 6
Blender
Established Contributor

Re: Fidelity Rewards [Elan] new benefits

Just in time for me to get pre-check, my appointment is next week. Very convenient

10/2024


Message 5 of 6
Varsity_Lu
Regular Contributor

Re: Fidelity Rewards [Elan] new benefits


@Windchill92 wrote:

Just got an email that the Fidelity Rewards VS (issued by Elan for those unaware) has 2 new benefits:

 

TSA PreCheck & Global Entry Credit: Receive up to 10,000 Reward Points every four years when you apply for either Global Entry or TSA PreCheck.

 

Auto Rental Collision Damage Waiver: receive up to $75,000 of Auto Rental Coverage ... when you pay for the entire cost of the rental vehicle. ... Decline the rental agency’s Collision Damage Waiver

 

____

These are on top of the preexisting No FTF.


More reasons to get this card. I am waiting a few months before applying since I have cooked the credit apps recently. Possibly March of next year. My plan after getting Fidelity is to move as much of my credit line from Savor over to Quicksilver (it's my oldest account), close my Savor (my newest account), and then PC the Quicksilver to Savor. 

 

Is Elan as picky about the Fidelity card as they are about the Max Cash card?

Blue Cash PreferredBlue Cash EverydayHilton HonorsSavorQuicksilverVoice Rewards + Perks Checking
Mechanics Savings BankHuntington National BankCapital One, N.A.Fidelity InvestmentsNationwide Retirement Solutions
FICO® 8: 791 (Eq) · 764 (Ex) · 749 (TU)
On-Time: 100% | Util: 13% | AoOA: 21y 6m | AAoA: 7y 9m
AoYA: 3m | New: 3/6 4/12 4/24 | Inq: 4/6 6/12 6/24 | Loans: 0

Message 6 of 6
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