Wow, for few minutes there, I forgot the thread topic was "Fidelity Rewards Visa Signature Card" and how @Wavester64 "... wanted to hear from my fellow MF'ers what they think about the CC? Pros, Cons? What CB do they pull?"
I don't recall requests for alternative cards, the AVEN card, Auto-pay benefits, or Data Aggregator reviews.
@Aim_High wrote:Wow, for few minutes there, I forgot the thread topic was "Fidelity Rewards Visa Signature Card" and how @Wavester64 "... wanted to hear from my fellow MF'ers what they think about the CC? Pros, Cons? What CB do they pull?"
I don't recall requests for alternative cards, the AVEN card, Auto-pay benefits, or Data Aggregator reviews.
Happens all the time on the forum. Never know what direction it may take/go. Pros, cons opened it up to a wide interpretation (in this case it was about correcting misinformation, answering questions). If the op was not happy with the direction the thread moved, they could say something at any time. I rather enjoy a thread that meanders.
But, when you try to play moderator, I'm sure with good intentions, you often kill the natural flow of the thread. And more often, kill the thread, period. As I raise my hand and plead guilty to having done myself. More often guilty of killing a thread by injecting my opinions. These days I often find myself biting my tongue and backing away so as to not interrupt a threads flow or worse, kill it.
Citi:
US Bank:
Chase:
Aven:
RH:
@ElvisCaprice wrote:
@Aim_High wrote:Wow, for few minutes there, I forgot the thread topic was "Fidelity Rewards Visa Signature Card"
Happens all the time on the forum. Never know what direction it may take/go.
Agree but it happens more than is necessary. A few years ago before you joined our ranks, we had community moderators that were excessively strict about staying on-topic. After the change to Khoros, they rarely read all the content and intervene, effectively leaving us to "police" ourselves. The more we all dismiss it, the more fragmented our threads become. I've been on both sides of the topic: the member who starts a thread and finds it hijacked where it doesn't fulfill the intended purpose as well as a member who finds himself participating in derailing a thread. I think we all realize being somewhat (and briefly) off-topic as we discuss a subject is perfectly fine and acceptable. It's just when 3/4 of a thread's posts have nothing to do with the topic where it's almost beyond the point of no return. At that point, a new participant is more encouraged to chime in on the derailed topics than on the original post and it's out of control.
If the op was not happy with the direction the thread moved, they could say something at any time.
Again, I've been on both sides of this point. IMO, an OP is less likely to say something than another community member or a moderator. It's like if you give an invitation to a party and it starts to get a little crazy, you might not want to quell the enthusiasm as the host because you started it all and you're trying to be gracious. In the case of the thread, the OP asked for feedback and discussion, so he doesn't want to be the one to shut it down.
I rather enjoy a thread that meanders..
Sometimes that can be enjoyable, but that misses the point of staying on-topic. For one, if OP asked for help or feedback on a certain topic, we aren't helping out our fellow community members when we encourage new rabbit trails. But two, creating threads that hem-and-haw over a lot of topics makes it more difficult for anyone to find relevant content in the future. Searching the current forums and archives is much easier when content is managed by subject, which is why we have multiple forums and threads to begin with. For example, if OP had posted that he was considering the "Fidelity card versus the AVEN 3%", that would make it easy to find that discussion in the future. Instead, all those postings about AVEN (that someone might be looking for later) are buried in a thread labeled "Fidelity."
But, when you try to play moderator, I'm sure with good intentions, you often kill the natural flow of the thread. And more often, kill the thread, period. As I raise my hand and plead guilty to having done myself. More often guilty of killing a thread by injecting my opinions. These days I often find myself biting my tongue and backing away so as to not interrupt a threads flow or worse, kill it.
Yes, the comment was with good intentions and intended as a gentle nudge. I've seen threads die after a reminder to return to topic is made, but I've also seen the community rally behind the original content. I don't think we should be afraid of killing a thread that has gone so far off-topic that it's no longer relevant. What I have done sometimes, and what I prefer to recommend, is that if there is vibrant discussion about an unrelated issue that perhaps it would be good for a new topic to be created and provide a link to it from the thread to prevent further disruption. For OP's sake, I think that is the polite way to handle it.
@portlandmusician wrote:Seems like the thread drifted pretty far into AVEN/autopay discussion... interesting stuff, but probably better suited for its own thread.
Getting back to the original question about the Fidelity Rewards Visa:
For those who have it, the original poster asked a few specifics:
- Which bureau(s) are they currently pulling? -- U.S. Bank and Elan Financial have always pulled TransUnion with me, and I'm in Oregon.
- Any recent approval data points (scores, limits, etc.)?
- Any downsides you’ve noticed after longer-term use?
- Is it still as “set it and forget it” as people say, especially with auto-redemption?
Current cardholders... let's bring it back on track. Ha.
Bumping this one up since I see there is a new $150 Bonus on $1000 spend.
Other questions to add : Does it help / hurt that I have an ELAN Card already (Valley National)?
I am also currently 3/24 (only one on TU) how does that fair with this getting this card?
