Finally.....Axed Credit One

Anonymous · ‎02-27-2017

The irony of it all, I was holding out hope even after they waived the annual fee but they made a stupid move, they offered me a new card by mail and popup on their website with a limit higher than the one I have but declined a popup for a no fee credit limit increase request citing "recent increase" now we all know they don't hand out increases, they only offer them if your account is eligible. While they handled the call nonchalantly I handled their rebuffs on "the damage" I was doing by closing the card with the same nonchalant attitude. The hit on my utilization didn't even move .5% when I removed the limit from my spreadsheet. #ClosedandCancelled

AverageJoesCredit · ‎02-28-2017

Hit the road Jack....and dont you come back...no more no more no more no MORE

Cherekas · ‎02-28-2017

Good for you! I will be doing the same thing in May. It's served its purpose and thankfully I was never charged a fee for an increase.

Score: F8 EQ 609, EX 597, TU 614 (1/17) Current Score: F8 EQ 701, EX 714, TU 689 (12/18)

Goal Score: 700+ across all 3--Gardening until May 2019
USAA Amex-USAA Rate Advantage VS- Amex Gold- Amex Delta Blue- Macys- NYC CC- Victoria's Secret- Cap 1 QS- NFCU CR- Care Credit- Firestone- Sams Club CC- Best Buy Visa- Paypal 2% MC

Total CL $96,300

Blackswizz750 · ‎02-28-2017

Get on GIt!!! Congrads on cutting Credit One. The annual fees and monthly maintainance isnt worth it.