Finally, Capital One

[injustifiiable]

3/13: apply for Capital One Secured Card and Approved

3/14: submit $49 deposit

3/15: deposit leaves bank account

3/28: get email that says the image I chose was approved, should get card within 7-10 business days

4/4: get email that the card was sent yesterday and should arrive within 7-10 business days, shows last four of the account number.

Has it taken this long for others to get their cards?

[Brian_Trying_700]

Capital One is a great card for rebuilding. They report to the big 3 c/r/a. It will move you up.

[Anonymous]

My first Cap1 was not secured, but yeah, it took a couple of weeks I believe. I think secured cards in general take more time, I assume because they already have your money

[pipeguy]

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@injustifiiable wrote:

3/13: apply for Capital One Secured Card and Approved

3/14: submit $49 deposit

3/15: deposit leaves bank account

3/28: get email that says the image I chose was approved, should get card within 7-10 business days

4/4: get email that the card was sent yesterday and should arrive within 7-10 business days, shows last four of the account number.

Has it taken this long for others to get their cards?

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When you do a custom designed image card, not a stock design, they need time to use your photo and custom make your card after content review. I suspect this "personalized image" card delayed you at least a week.

[injustifiiable]

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@pipeguy wrote:

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@injustifiiable wrote:

3/13: apply for Capital One Secured Card and Approved

3/14: submit $49 deposit

3/15: deposit leaves bank account

3/28: get email that says the image I chose was approved, should get card within 7-10 business days

4/4: get email that the card was sent yesterday and should arrive within 7-10 business days, shows last four of the account number.

Has it taken this long for others to get their cards?

---

When you do a custom designed image card, not a stock design, they need time to use your photo and custom make your card after content review. I suspect this "personalized image" card delayed you at least a week.

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It wasn't even my own photo...it was one of theirs!

[pipeguy]

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@injustifiiable wrote:

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@pipeguy wrote:

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@injustifiiable wrote:

3/13: apply for Capital One Secured Card and Approved

3/14: submit $49 deposit

3/15: deposit leaves bank account

3/28: get email that says the image I chose was approved, should get card within 7-10 business days

4/4: get email that the card was sent yesterday and should arrive within 7-10 business days, shows last four of the account number.

Has it taken this long for others to get their cards?

---

When you do a custom designed image card, not a stock design, they need time to use your photo and custom make your card after content review. I suspect this "personalized image" card delayed you at least a week.

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It wasn't even my own photo...it was one of theirs!

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They still have to "small batch" custom make the card which takes time. Last time I looked Capital One had 2 or 3 default stock designs and over 100 "custom image" designs. Just think if the card making operation is making 2,000 cards a day matching names and account numbers, 84 of those are custom designs that use one of 100 special designs. I know it's all computer generated, but still a custom image card is not as "mass produced" as the stock design cards and it takes a bit extra time.

I have one of their cards with a custom photo, one I took, but I waited until after they issued me the standard card to order the custom design off the web site, that way I have full usage of the card until my "vanity card" shows up.

[injustifiiable]

It arrived today! I'm now on the "Road to Credit" as they say...lol.

Into the sock drawer you go...

[Smug]

Congrats

[LS2982]

@Injust Yes, Cap1 is initially slow on getting you your secured card.

[Anonymous]

happy dance