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I agree. Just app. Get that account to start aging as soon as possible.
Thanks guys!
I guess I will go ahead and see what happens. Will keep you informed!
Fingers crossed for you!!!! You should get a nice CL to start with!!
Awesome - congrats! I hope you get an excellent line from them!
I wish there was a way that we could get in that CU for sure.
keep us updated, they usually do not do instant approvals so it might take a few days. get discouraged if you get the message that says your application needs further processing.
okay, so just to be clear:
4 new accounts opened in last 2 months
30% utility currently
lots of inquiries related to auto purchase in january
You guys still think I should app now?
I am paying off my credit card balances on Friday if that matters. I really just want a decent limit, something I can run all of my monthly expenses through. My credit worthiness is just beginning to get to par, so I'd be happy with a $5000 limit.
If you think you can get your util down, then wait for that to report to credit report so you might be month out from apping. I think you will get card in either case, but higher FICO might mean higher limit. Up to you.