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Finally......

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android01
Valued Contributor

Finally......

Experian 850.jpg

 

I've been working at this for years.  Now if I can only keep it! Smiley Very Happy 

EQ Fico 8 - 850
TU Fico 8 - 850
EX Fico 8 - 850
Message 1 of 54
53 REPLIES 53
dabrian
Frequent Contributor

Re: Finally......

That score should be good enough for a First Premier Card with a starting limit of $300 with a low annual fee of $75, CongratsSmiley LOL

NFCU Sig Cash-20k/ Amex BCP-19.4k/ Amex Costco-1.2k/Chase Marriott-12k/CSP-13.4k/ Freedom-5.5k/ Discover IT-14k/NCSECU-5k/Walmart-10k/Lowes-25k
Message 2 of 54
FocusedAndDetermined
Senior Contributor

Re: Finally......

Stupendoous - super congrats!

Message 3 of 54
StartingOver10
Moderator Emerita

Re: Finally......

WoW! What an achievement! Smiley Very Happy

Message 4 of 54
SunriseEarth
Moderator Emeritus

Re: Finally......


@dabrian wrote:

That score should be good enough for a First Premier Card with a starting limit of $300 with a low annual fee of $75, CongratsSmiley LOL


Bwahahahahha!



Start: 619 (TU08, 9/2013) | Current: 804 (TU08, 10/07/25)
BofA CCR WMC $75000 | AMEX Cash Magnet $64000 | Disney Premier VS $52000 | Discover IT $46000 | NFCU cashRewards Plus WMC $33000 |Venmo VS $30000 | Cash+ VS $30000 | Macy's AMEX $25000 | Ralphs Rewards WEMC $25000 | Synchrony Premier $24,200 | Citi Custom Cash MC $22600 | GS Apple Card WEMC $22000 | WF Attune WEMC $22000 | Freedom Flex WEMC $18000 | Amazon VS $15000 | Target MC $14500 | BMO Harris Cash Back MC $14000 | Rakuten AMEX $12500 | Sephora VS $11900 | Belk MC $10000 | Wayfair MC $9500 |~~
Message 5 of 54
SunriseEarth
Moderator Emeritus

Re: Finally......


@android01 wrote:

Experian 850.jpg

 

I've been working at this for years.  Now if I can only keep it! Smiley Very Happy 



And WOW!   Congrats!!!!



Start: 619 (TU08, 9/2013) | Current: 804 (TU08, 10/07/25)
BofA CCR WMC $75000 | AMEX Cash Magnet $64000 | Disney Premier VS $52000 | Discover IT $46000 | NFCU cashRewards Plus WMC $33000 |Venmo VS $30000 | Cash+ VS $30000 | Macy's AMEX $25000 | Ralphs Rewards WEMC $25000 | Synchrony Premier $24,200 | Citi Custom Cash MC $22600 | GS Apple Card WEMC $22000 | WF Attune WEMC $22000 | Freedom Flex WEMC $18000 | Amazon VS $15000 | Target MC $14500 | BMO Harris Cash Back MC $14000 | Rakuten AMEX $12500 | Sephora VS $11900 | Belk MC $10000 | Wayfair MC $9500 |~~
Message 6 of 54
Anonymous
Not applicable

Re: Finally......

So a perfect score IS possible. How old is your oldest trade line/credit card?

And congrats Smiley Happy
Message 7 of 54
Anonymous
Not applicable

Re: Finally......

Congrats! You're the 2nd person I've seen on this forum with a perfect 850.
Message 8 of 54
android01
Valued Contributor

Re: Finally......


@Anonymous wrote:
So a perfect score IS possible. How old is your oldest trade line/credit card?

And congrats Smiley Happy

Oldest trade line (Amex) is 28 years.

AAoA is 13 years

Utilization is <4%

Total credit available is $268,000

A twenty year old mortgage

Several closed auto loans

 NO late payments, EVER.

 

EQ Fico 8 - 850
TU Fico 8 - 850
EX Fico 8 - 850
Message 9 of 54
scottwagnon
Valued Contributor

Re: Finally......

YES! Finally! It is great to see this for the first time. CONGRATULATIONS

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Message 10 of 54
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