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I did the finger hit a few months ago and had the fresh start at 180. Bought a couple items and paid that off in 2 months. I graduated to a regular account at 400. Spent just about all 400 that day lol and paid it all off couple weeks later. Its been about 2 months how long until people see the first cli?
Ah, very nice. I havent touched it since I paid it off, probably almost two weeks ago. I will wait paitently. I wanted to show them I would use it, so waiting it out now makes perfect sense....mind games with fingerhut lol. Thank you!
@Anonymous wrote:
FH gives auto CLI frequently. Buy one thing and spread out the Payments and about every 3 mo or so you will get one. I had thing card as my first TL rebuilding. It's closed now but it helped immensely with my Utilization and an EQ FICO to boot. I think I started at $200 or $250 and ended up a year later with $2000. It will grow.
This answer ^^^. Patience and consistency. You'll get there.
So far for me it's been clockwork. +$300 immediately after 1st, 3rd, and 5th statements.I buy socks, towels, or whatever - 1 small item per month PIF immediately.











