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Fingerhut cli?

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Anonymous
Not applicable

Fingerhut cli?

I did the finger hit a few months ago and had the fresh start at 180. Bought a couple items and paid that off in 2 months. I graduated to a regular account at 400. Spent just about all 400 that day lol and paid it all off couple weeks later. Its been about 2 months how long until people see the first cli? 

Message 1 of 7
6 REPLIES 6
AverageJoesCredit
Legendary Contributor

Re: Fingerhut cli?

Theyll probably give you an auto cli soon. With FH, most if not all their cli are auto and usually every couple months. If you refrain from using it sometimes that can speed it up as they want you to use it so they usually give incentives to do so by giving cli. Good luckSmiley Happy
Message 2 of 7
Anonymous
Not applicable

Re: Fingerhut cli?

Ah, very nice.  I havent touched it since I paid it off, probably almost two weeks ago.  I will wait paitently.  I wanted to show them I would use it, so waiting it out now makes perfect sense....mind games with fingerhut lol.  Thank you!

Message 3 of 7
Anonymous
Not applicable

Re: Fingerhut cli?

FH gives auto CLI frequently. Buy one thing and spread out the Payments and about every 3 mo or so you will get one. I had thing card as my first TL rebuilding. It's closed now but it helped immensely with my Utilization and an EQ FICO to boot. I think I started at $200 or $250 and ended up a year later with $2000. It will grow. Smiley Happy
Message 4 of 7
Existentialist
Frequent Contributor

Re: Fingerhut cli?


@Anonymous wrote:
FH gives auto CLI frequently. Buy one thing and spread out the Payments and about every 3 mo or so you will get one. I had thing card as my first TL rebuilding. It's closed now but it helped immensely with my Utilization and an EQ FICO to boot. I think I started at $200 or $250 and ended up a year later with $2000. It will grow. Smiley Happy

This answer ^^^. Patience and consistency. You'll get there.

Message 5 of 7
Anonymous
Not applicable

Re: Fingerhut cli?

So far for me it's been clockwork. +$300 immediately after 1st, 3rd, and 5th statements.I buy socks, towels, or whatever - 1 small item per month PIF immediately.

Message 6 of 7
DeeCorey
New Contributor

Re: Fingerhut cli?

Agree with other posters. I've had FH for 10 months and have gotten 2 auto CLIs. Started at $600 now at $1500. I've made a few purchases here and there, most recently at Christmas. The last increase came last month and at the same time I made a large payment. My EQ and TU scores jumped 32 and 30 points as a result. SWEET! 😃

Message 7 of 7
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