Fingerhut

[Shawndoe79]

With my scores and recent bankruptcy (see signature), what do you guys/gals think my chances are of getting approved for a Fingerhut card 3 mos post BK 7?  I hear they pull Equifax here in Florida, which is my best score of 647.

[Shawndoe79]

Forgot to mention I have 10 inquiries on EQ but they all are at least 6 mos old (pre-BK7)

[coldnmn]

In my opinion try the shopping cart trick. It would be a better choice than overpriced Fingerhut. Just don't go overboard.  Good Luck on your credit journey!

http://ficoforums.myfico.com/t5/forums/searchpage/tab/message?filter=labels%2Clocation&location=foru...

[Shawndoe79]

Unfortunately, I have tried the SCT, but i can get no popups.  Ive turned off pop up blocker, cleared the cache, etc etc, but no luck.  Tried for cap 1 cards, even the secured but no luck.  So I was thinking fingerhut as a last resort, just to put a $50 purchase on and pay off, just to have another TL

[coldnmn]

Then I suggest SDFCU no credit check. Link below also a link on the cheapest way to join the credit union. They don't do a credit check and would make a great step on your journey with their secured card. It wont unsecure but it will report to all three credit bureaus. That's what you need positive credit reporting and wont cost an inquiry.

https://www.sdfcu.org/emv-creditcards

http://ficoforums.myfico.com/t5/forums/searchpage/tab/message?filter=labels%2Clocation&location=foru...

[Shawndoe79]

Wow! thanks, you have been a great help.  I will def try this!