First AMEX permanent APR reduction

[Isacking97]

First time amex offers me a permanet APR reduction

[Anonymous]

Congrats! Those are a 🦄 these days!

[ChargedUp]

Congrats! Which of your Amex cards got the lower APR?

[Isacking97]

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@ChargedUp wrote:

Congrats! Which of your Amex cards got the lower APR?

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Amex Everyday Card

[CreditInspired]

Wow, that’s awesome. A big congrats to you!

[Anonymous]

interesting, do you PiF or carry a balance?

[Isacking97]

I almost always RIF in this account but this month I carried a balance, I noticed that when you carry a balance once an year (not every month) and have a good relationship they send you offers!! I did the same last year and they offered me 9.99% APR for 12 months

They always check my account around June and July looks like

[CreditCuriosity]

Havent seen Amex do one of those for awhile.. They use to hand those out like candy and could do several a month, but in last year or two they basically went bye bye.. Congrats on getting on, maybe they are coming back, we could only hope.

[Anonymous]

Thanks, think I'm gonna ask for one on my business card too. Consider using it more now my BT on it is paid off, but it does have a higher apr and I will be carrying some balance soon.