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First AMEX permanent APR reduction

Isacking97
Regular Contributor

First AMEX permanent APR reduction

First time amex offers me a permanet APR reduction Smiley Happy

 

Annotation 2019-07-29 192656.jpg



Starting Score:EX: 713 EQ: 698
Message 1 of 9
8 REPLIES 8
Saeren
Mega Contributor

Re: First AMEX permanent APR reduction

Congrats! Those are a 🦄 these days!



Message 2 of 9
ChargedUp
Valued Contributor

Re: First AMEX permanent APR reduction

Congrats! Which of your Amex cards got the lower APR?

AODFCU 3% Visa ($10K), Amex PRG (NPSL), Amex Blue Cash ($24K), Amex Simply Cash+ ($4K), Amex Business Cash ($22.5K), Discover ($22.7K), Cap 1 Union Plus MC ($2500), Chase FU Visa Sig ($12K), Chase F Visa Sig ($8.3K), Chase CSP Visa Sig($6.5K), FCB/Elan Rewards Visa Sig($15K), Buckle ($1.3K), BofA AAA Rewards ($84.5K), Paypal credit ($10K), BBVA Clearpoints ($7.5K), Cap 1 Savor ($13K), PenFed PCR ($3500), Bank of the West CB MC ($3K), PNC Cash Rewards ($9.5K)
Message 3 of 9
Isacking97
Regular Contributor

Re: First AMEX permanent APR reduction


@ChargedUp wrote:

Congrats! Which of your Amex cards got the lower APR?


Amex Everyday Card



Starting Score:EX: 713 EQ: 698
Message 4 of 9
CreditInspired
Community Leader
Super Contributor

Re: First AMEX permanent APR reduction

Wow, that’s awesome. A big congrats to you!

DEC 2019: EX 816, TU 820, EQ 810
DEC 2018: EX 777, TU 783, EQ 799

|| AmX Cash Magnet $40.5K || NFCU CashRewards $30K || Discover IT $24.7K || Macy's $20K || NFCU CLOC $15K || CitiCostco $12.7K || NFCU Platinum $12.5K || Apple Card $6.5K ||
Message 5 of 9
FortifiedHM
Valued Contributor

Re: First AMEX permanent APR reduction

interesting, do you PiF or carry a balance?

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⛪✈☕⸿ⵢᖇ ⍟Ԑժᑭ ⍟८ſ ┊Ҩⵢ ☏८ſⴑ ⛽ෲթƧ/βiz ⛽iէ | ८✙ ┊❡olδ┊ↇᏨ ☕▲B ⍟Ⲙilⅇⴑթ ⛪
⸨ꜷ ᐰmzn ᐰ√ ☏⸿i⸿┊⸿iⴑ ⚕ᙪᙪթ⍟wſ -√ ⚕ᙪᙪ८⸩ Ձ൦Ձ❶ ✢ᖇēẉαrժ✙

PⵢA: Wear a respirator (Π95, Кп95, ҞҒ94), period.
Message 6 of 9
Isacking97
Regular Contributor

Re: First AMEX permanent APR reduction

I almost always RIF in this account but this month I carried a balance, I noticed that when you carry a balance once an year (not every month) and have a good relationship they send you offers!! I did the same last year and they offered me 9.99% APR for 12 months

They always check my account around June and July looks like


Starting Score:EX: 713 EQ: 698
Message 7 of 9
CreditCuriosity
Moderator

Re: First AMEX permanent APR reduction

Havent seen Amex do one of those for awhile.. They use to hand those out like candy and could do several a month, but in last year or two they basically went bye bye.. Congrats on getting on, maybe they are coming back, we could only hope.

Message 8 of 9
FortifiedHM
Valued Contributor

Re: First AMEX permanent APR reduction

Thanks, think I'm gonna ask for one on my business card too. Consider using it more now my BT on it is paid off, but it does have a higher apr and I will be carrying some balance soon.
ᑭ⍶ndeᲠi८ ѠαԼԼεէ : ᙪ൦ſΛ ८☕ Λlti-ၺ ✈☕թroթⅇl
⛪✈☕⸿ⵢᖇ ⍟Ԑժᑭ ⍟८ſ ┊Ҩⵢ ☏८ſⴑ ⛽ෲթƧ/βiz ⛽iէ | ८✙ ┊❡olδ┊ↇᏨ ☕▲B ⍟Ⲙilⅇⴑթ ⛪
⸨ꜷ ᐰmzn ᐰ√ ☏⸿i⸿┊⸿iⴑ ⚕ᙪᙪթ⍟wſ -√ ⚕ᙪᙪ८⸩ Ձ൦Ձ❶ ✢ᖇēẉαrժ✙

PⵢA: Wear a respirator (Π95, Кп95, ҞҒ94), period.
Message 9 of 9
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