First Card with a 1k limit

Anonymous · ‎02-28-2015

I was curious as to which card you got to 1k limit. Mine was with household Bank (Old school). I was very happy at that time and felt like the journey to great credit was finally beginning.

Azurmen

Anonymous · ‎02-28-2015

Hm, first one was my very first card from my local credit union. It took me another 5 years to get my second one.

Anonymous · ‎02-28-2015

AMEX Blue Sky

Anonymous · ‎02-28-2015

My first was BOA way back in like 2005ish. With limited history I got approved at like 1k with a permanent APR of 7.9%! Unfortunately I was very young and screwed that up pretty quickly after they bumped my limit up to 5k. Now I am blacklisted with BOA, would love to have a 7.9% APR on a card!

chalupaman · ‎02-28-2015

The very first credit card I ever got. The student version of the Citi Forward card. Nowadays, $1k doesn't feel like that much and it's amazing how times can change.

Tradelines: Macy’s - $18k, Penfed Power Cash Rewards - $10k, Ethan Allen (TD Bank) - $5.7k, Kay Jewelers - $5.5k, Appliances Connection - $5.3k, Jared - $5.25k, Best Buy (Citi) - $5k, Dell Preferred Account - $3.5k, Samsung - $3.2k, Firestone CFNA - $3.2k, Capital One Platinum - $3k, Mercury MC - $2.25k, Williams Sonoma - $2.1k, Wayfair (Fortiva) - $2k, Amazon Store Card - $1.8k, Apple Card - $1.7k, NFCU cashRewards - $1.5k, CareCredit - $1.5k, B&H Photo - $1.5k, Adorama - $1.25k, Ebay MC - $1k, Sam’s Club MC - $1k, American Eagle - $1k, Ollo MC - $600, Mission Lane Visa - $500, NY & Company - $500, Walgreens - $500, Home Depot - $500, Target RED Card - $500, CapOne Secured MC 0 AF - $500, Penfed Overdraft LOC - $500

Current FICOS: Mid 640s-50s on all reports, Ch 7 BK D/C Aug 2019
Starting scores: EX - 534, EQ - 574, TU - 516 | Total TLs: $91k approx | Total Utilization: 17%, getting this back down

Anonymous · ‎02-28-2015

@chalupaman wrote:
The very first credit card I ever got. The student version of the Citi Forward card. Nowadays, $1k doesn't feel like that much and it's amazing how times can change.

In these times of $50+ gas fillups and $200 grocery trips. $1,000 isn't much at all.

heyarrnold · ‎02-28-2015

Wells Fargo college card at $1.1k

Anonymous · ‎02-28-2015

My first 1k would be my WellsFargo College Cashback. I opened it with a 1k starting limit.

AirlinerDudeB6 · ‎02-28-2015

CapitalOne Cash Rewards (the green one that looked a million times better than the quicksilver)

taxi818 · ‎02-28-2015

Cap one i beleive was the first 1k. i agree with popa. 1k is kind of parsley now. at time. i thought great. they trust me. now. if under 5k. i feel its kind of sparse. but since ive not apped in a while . and don't plan on another credit card for 2 years. its all good. will give chase a try after my AAoA is increased.