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I thought this was primarily a military bank? Anyway, they are tough. They turned me down for too many inquiries (2) one of which was theirs and a 767 Fico, clean report. Pulled TU. That was my second decline and will be the last, as I won't try again.
TU puller. They don't like any lates showing. They are very sensitive to new accounts & inquiries.They don't approve anything if you have unsecured debt of over $20K. All credit requests go before a comittee. Approval takes a while sometimes.