First Premier Bank - CLI possible?

[pritchardhallhokie]

I currently have two FP Bank cards, one gold and one platinum.  My total credit limit for the two is around 600 bucks and I want to increase the CL on one or both.  I called them and they said they would have to pull my credit to check for this.  Is it possible to get a CLI through First Premier with a soft pull?  Does a back door number work for this and if so, does anyone have one?

THANK YOU!!!!

[Sparkz1920]

They auto CLI me i think two months ago. I was stuck at 250 for about a year, now its 450. I think that might be the only way you will get a soft pull is if they take it upon themselves to CLI you

[FicoScore626]

If you request a credit line increase they'll do a hard pull AND charge a $25 fee.

[tray]

I say let this card ride, don't stress yourself on a cli when your scores are higher ditch this bank, this bank is a money seeker in regards to fees and will not grow with you.

[FicoScore626]

It offers VERY, VERY limited growth at a very heavy price. My credit line went from $250 to $350 and it cost me $25 and a hard pull. I imagine if I ever get the credit limit up to $1000 it's going to cost me 7 hard pulls and $175 in fees.

[Pushto700]

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@tray wrote:

I say let this card ride, don't stress yourself on a cli when your scores are higher ditch this bank, this bank is a money seeker in regards to fees and will not grow with you.

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+1 ^^^^^ could not be more correct. Use this card for what it is worth, then ditch them quck fast and in a hurry once better offers (even one - Cap One has a preapproval link on thier site, only a soft pull initially to see if any offers apply to you) come........

https://cardfinder.capitalone.com/CapOne/findMyOffer.do?ex=R&pr=&id=&tg=55&pnt=ZUNS11ZZZZZZZZZZZZZZ&...

[Anonymous]

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@tray wrote:

I say let this card ride, don't stress yourself on a cli when your scores are higher ditch this bank, this bank is a money seeker in regards to fees and will not grow with you.

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Another +1 from me.

[Anonymous]

Does First Premier still charge 50% fee for a CLI?

[Anonymous]

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@Anonymous wrote:

Does First Premier still charge 50% fee for a CLI?

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I believe they do. I requested a CLI back in April and was charged 50%. CL went from $250 to $375 and I was charged a $75 fee along with a hard pull to EQ.

[Anonymous]

It costs "up to" 50% of the increase. The maximum increase is $125 once a year.

So if you haven't had an increase and you have had the card for 2 years $250 would be possible but that's the only way!

By that time you have paid them more than $125 in yearly fees + the cost of the increase

When I had them they never hard pulled for an increase, but they will refuse to give you the $125 increase if you have had an increase in the last year, or your account is less than 6 months old.