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First Premier CLI?

Inscorehell
Valued Member

First Premier CLI?

Is a CLI request from First Premier an HP or SP?

Message 1 of 8
7 REPLIES 7
oldman87
Valued Contributor

Re: First Premier CLI?

Don't know about HP vs SP but I believe there is a fee for CLIs, they are the industry leader in fee innovation.

 

Don't know what the rest of your profile looks like but dropping the card should be the priority, not CLIs.

Message 2 of 8
conejochapin
Regular Contributor

Re: First Premier CLI?


@Inscorehell wrote:

Is a CLI request from First Premier an HP or SP?


SP...  I had them for years, and got various CLI and never a HP









Message 3 of 8
woodogmom
Regular Contributor

Re: First Premier CLI?

"industry leader in fee innovation" 

 

Haven't heard it put better!  They have a fee for EVERYTHING!

 

lol Smiley Very HappySmiley Very HappySmiley Very Happy




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Message 4 of 8
kiea
Frequent Contributor

Re: First Premier CLI?

It is a SP.  I just received an CLI from them and I can definitely tell you it is a fee.  

 

I received a lousy $150.00 CLI after 1 year of on time payments.  They charged me $37.50 which is 25% of the $150.00.  

 

I plan on getting rid of them early next year.  It is not worth the cost.

Message 5 of 8
star2413
Valued Member

Re: First Premier CLI?

I agree with oldman87 this is an awful card with plenty of crazy fees. I went through this rebuilding of credit, best thing to help is a secure CC. I recommend Discover and it graduates with in 7 months and its a better card. Best of luck

Message 6 of 8
seattlecredit08
Frequent Contributor

Re: First Premier CLI?


@star2413 wrote:

I agree with oldman87 this is an awful card with plenty of crazy fees. I went through this rebuilding of credit, best thing to help is a secure CC. I recommend Discover and it graduates with in 7 months and its a better card. Best of luck


In addition, I also would recommend OpenSky secured card for rebuilding.

 

It does NOT graduate to secure but nonetheless offers the following benefits:

 

--- No inquiry to obtain the card

--- One can deposit up to $3000. Depositing a larger amount is recommended if one is to seek higher limits later on

--- When this card reports, it does not report as secured, which is useful for any manual credit reviews that one may have later on

--- It actually reports as its parent company, Capital Bank so does not even look like a secured card or like OpenSky

 

Thanks!

Boris

 

Message 7 of 8
ICHOU
New Member

Re: First Premier CLI?

Hahaha, best sentence on the internet! ^^
Message 8 of 8
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