@FinStar wrote:
@peaceonearth wrote:
@baller4life wrote:
Hahahaha got a pre-approval in the mail today. Cut it up into little pieces!One member said that he sends back the approval blank to them. I like that idea! next time I get one of these Credit One or First Prmier app I just mail bak to them blank with a BIG X across.
This First Primier is robbing people with their high hidden fees..
There is a market and a price for everything. It certainly hasn't discouraged folks from applying, even when they're aware of the risks/downfalls.
I totally agree with you FinStar! With the current cards in my profile, I'm not at all ashamed
to say that I've had the CreditOne cc since beginning of this year. So far, I have no issues with it 
and I've been using it ever since I got it.
@amdm2013 wrote:
@FinStar wrote:
@peaceonearth wrote:
@baller4life wrote:
Hahahaha got a pre-approval in the mail today. Cut it up into little pieces!One member said that he sends back the approval blank to them. I like that idea! next time I get one of these Credit One or First Prmier app I just mail bak to them blank with a BIG X across.
This First Primier is robbing people with their high hidden fees..
There is a market and a price for everything. It certainly hasn't discouraged folks from applying, even when they're aware of the risks/downfalls.
I totally agree with you FinStar! With the current cards in my profile, I'm not at all ashamed
And you shouldn't be ashamed. I totally agree. Credit is credit. Some of it can be pricey, some of it can also be very rewarding, and in all kinds of sizes and benefits. Most people would frown at smaller CLs, but given the # of CCs and my overall profile I value even those smaller tradelines, some of them are my oldest and that's as far as they can grow.
@FinStar wrote:
@amdm2013 wrote:
@FinStar wrote:
@peaceonearth wrote:
@baller4life wrote:
Hahahaha got a pre-approval in the mail today. Cut it up into little pieces!One member said that he sends back the approval blank to them. I like that idea! next time I get one of these Credit One or First Prmier app I just mail bak to them blank with a BIG X across.
This First Primier is robbing people with their high hidden fees..
There is a market and a price for everything. It certainly hasn't discouraged folks from applying, even when they're aware of the risks/downfalls.
I totally agree with you FinStar! With the current cards in my profile, I'm not at all ashamed
And you shouldn't be ashamed. I totally agree. Credit is credit. Some of it can be pricey, some of it can also be very rewarding, and in all kinds of sizes and benefits. Most people would frown at smaller CLs, but given the # of CCs and my overall profile I value even those smaller tradelines, some of them are my oldest and that's as far as they can grow.
Well said! Thanks.
@Lechte wrote:
@killer_queen229 wrote:Still sending me pre approval apps!! I give the cardboard cards to my niece (who is 4) so she can play with them. I don't know why, but I feel insulted when companies like that send me things.
Good grief....freakn spare me will ya?
July 2013 score: EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge
Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!
June 2017 update: All scores over 820, just pure gardening now.
