First Premier

[Anonymous]

IMO, FP is the worst of the bad cards, and i should know i have a couple The matrix is bad too but i did'nt know any better when i got it....at least matrix doesn't charge me a maintence fee each month though, just a 99 dollar AF(first year). Credit one is a little better and they give you an updated credit score each month....not sure but i think its a fako score? Both still better than FP. Also credit one has a prequalifer site

BEST OF LUCK IN YOUR CREDIT JOURNEY!!!

AUBURN

[djc1puno]

You re right it's a fako and from my experience not even a very good one at that. My score is at least 100 pts higher there than myfico

[Anonymous]

wierd! mine is about 55 points lower than myfico....what in the world is going on at credit one

[djc1puno]

Trust me I called to ask csr...even they don't know. Lmao

[HiLine]

It has been known as the worst credit card by any measure. MyFICO community's feedback on the card is nothing but negative.

[new_earth]

does this card have different terms for different people? I hear of some saying they had a bunch of fees taken from their limit upon receiving. Mine was only a $75 annual fee (other than the $95 processing fee that you pay beforehand). They haven't taken anything since. Once I hit a year I'll have the stupid monthly fee though, but I have enough other better CC's that I will be closing at that point. Just wondering why some end up paying so much in initial fees and I didn't.

[peaceonearth]

I got one today with $700.00 CL. I trashed within seconds.

[FinStar]

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@peaceonearth wrote:

I got one today with $700.00 CL. I trashed within seconds.

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LOL.  It will work for some individuals depending on their situation but not for others.