@Anonymous wrote:So happy, I was approved for Chase Freedom!
Pretty funny actually because both my EX and TU are frozen. I called the analyst backdoor after getting a message saying it was processing. He told me that the automated system tried EX and TU and both were frozen. He then offered to check EQ. He did and I got a $1000 limit. Not much obviously, but it's a start. Just happy to have my foot in the door and I can hope for a CLI down the road.
Hopefully I can just get one more after my EX clears up and then it's into the garden with me for a while.
Congrats!! Freedom is a great card 
Congrats on the Freedom!!
@Anonymous wrote:
@Anonymous wrote:
@Anonymous wrote:
@Anonymous wrote:Jimbo are you a member of PSECU?
Not yet but I will be soon. My wife joined last month as a student at a PA University. Now I can join as her spouse. I was waiting for my EX to clear up and I plan to join and app for their auto loan to refinance our new car. I am also considering applying for their CC. The problem is it has no rewards program and I don't really plan to carry a balance, so the low APR won't help me much. It is kind of between the PSECU CC, Citi Forward, or PNC CashBuilder. I am also a current PNC customer so I would get a flat rate of 1.5% cash back with them, which is quite good. Not to mention it would easily integrate with my online banking info. Tough call really. I imagine PSECU would give me a higher limit.
That's good to hear you are going to become a member. I would definitely apply for the combo.
Even though the card may not have a rewards program, the high limit will help you get high limit reward cards with other creditors.
That's a good point about the high limit making others match it. You actually think I would get the combo? Is that significantly different than just the CC or do you always automatically get the combo?
from my research the combo is a cc/loc....say for example you are approved for $10k combo.
The $10k would be shared between the cc and loc.
On your report it will have 2 tradelines, so essentially it will show you have $20k in available credit which will help with utilization 