First app spree results

Anonymous · ‎08-12-2008

Ameriprise world elite-9k BoA platinum-2500 macys-300 wamu-declined citibank-declined I have scores of 760-770 on all 3 bureaus, but I only had one joint account BoA for 8K thats over 10 years old.

Message Edited by mikehc71677 on 08-12-2008 08:01 AM

Anonymous · ‎08-12-2008

Congrats on your awesome approvals, mike!

.. but, wait a tick... Wamu declined you with those scores??? I'm certainly not Wamu's biggest fan (that would be cheddar, lol), and I see they are still crazy as ever. That decline is probably a blessing in disguise, except for the hard inq of course.

Citibank declined too? Now that surprises me. Do you have a BK or old Citi or Providian chargeoffs? Are those FICO scores?

Message Edited by lurknomore on 08-12-2008 07:43 AM

Anonymous · ‎08-12-2008

lurknomore wrote:

I'm certainly not Wamu's biggest fan (that would be cheddar, lol),

LOL!

Yeah, that's probably about right. I'm not really that crazy about them, but considering the way most people feel about them, I very well could be their biggest fan.

Red1Blue · ‎08-12-2008

Wamu is picky if you have old unpaid charge offs with Providian.

Anonymous · ‎08-12-2008

They are fico scores, but they told me that there is a discrepancy with my social security number on equifax. Citi and wamu pulled my equifax and thats why they declined me. They told me to call back once I have it straightened out.

Message Edited by mikehc71677 on 08-12-2008 08:05 AM

Anonymous · ‎08-12-2008

Are you sure WaMu pulled EQ? Are you positive it wasn't EX? I've never heard of WaMu pulling EQ.

Anonymous · ‎08-12-2008

No I'm not sure i didnt talk to wamu, I talked to citibank. I just assumed that wamu must've encountered the same trouble as citibank did.