Oh wow. I step away for a day and have to deal with almost 20 posts.
@ptatohedCT right now, used to be RI. Would be happy to look at any of the other geofenced places too as I have property/employment options in other places as well so can try some that are not super known. Sadly PCMCU is definitely out.
@swankytigerSadly BoA is not good enough to store my cash. They are up for separation/downsizing because of product just rotting. Also the Unlimited Cash Rewards is what the Better Balance Rewards turned into. I hate it and plan on closing after they fix the rewards. I have no relationship boosts since they do not have a high enough savings rate for my cash.
@Kforce@AnonymousWhile I understand you gents are finding my penny pinching hilarious please understand that I am just trying to optimise my wallet as much as possible. Not everyone is born into billions of dollars in money.
@FicoMike0I already had the Bread Cashback AmEx on the list. I even have the paper pre-approval on my desk if I want to push it. The Fidelity is interesting but would be just like the Robinhood and doesn't match my 401k provider(Vangard) making the tax time papers a mess potentially. It takes time to sort those out and I am trying to keep it simple-ish.
@Xanthos472Please note I used * for things I know I am unlikely to get. AOD was already marked as such. If they ever make the mistake of opening applications I will make sure to send a battering ram through for a card even if it is the current nurfed version. I am more than willing to tolerate low limits like $5000-7500 just to get the rewards up. I had a $500 Curve MC just for the novelty of being able to move charges around and even made the final $100 limit work. The Evergreen Business has the same 2% listed for me as the personal. Doing a personal with the protections makes more sense. Also I prefer electronic statements so fees for paper are not a problem unless they don't waive the first one(need billing address).
