@ChargedUp wrote:
@Jnbmom wrote:I got the letter today . Excessive inquires that's it nothing else listed .Experian score 792 I think it's FICO 9?
I went back to see how many I had when I got the card last year . 38 inquires (yeah I know lol) as of today 42. So really not much of a difference.
Ok... 42!?!!
Is FNBO's inquiry cutoff at 40?
There's this new place where all the cool kids hang out, called "The Garden!" Looking forward to seeing you there!
Well @ChargedUp , Imma about to test that "40" Theory
So I could possibly be in good company with @Jnbmom 
Come on October allready!!!
Stay tuned ...I'll keep you all posted .. if AA happens. ....
Wow, they got me in red with just 9, which is really just five, three credit cards (Chase double pulled) car lease (two pulls), and mortgage (three pulls). What is yours? Deep red flashing at you? lol
@ChargedUp wrote:
@Jnbmom wrote:I got the letter today . Excessive inquires that's it nothing else listed .Experian score 792 I think it's FICO 9?
I went back to see how many I had when I got the card last year . 38 inquires (yeah I know lol) as of today 42. So really not much of a difference.
Ok... 42!?!!
Is FNBO's inquiry cutoff at 40?
There's this new place where all the cool kids hang out, called "The Garden!" Looking forward to seeing you there!
Yes I keep trying to find "this garden" but always get lost 🤣
@GApeachy wrote:
@Jnbmom wrote:38 inquires (yeah I know lol) as of today 42. So really not much of a difference.
Oh Sistah! hahahahaha and hahahahaha....you IS the black sheep. (my hero!) hahahahahahahaha! (they are the prettiest of sheep ya know)
Okay, if I were a FI, I'd give you 10 cards, sl $50K each cuz you are BOMB! Too bad they can't figure that $*** out....but we all know you can handle a whole LOT more, like waaay more cards than the average bear, lol....you go Girlfriend!
Soooooo, Inquiry sensitive they are? (okay!) OR a "butt load" of inquiry sensitive they are?
(okay!) Cool! Better than peanut butter on warm toast... my Sistah shared a really valuable DP! TY!
(see...I was thinking it was because you hadn't used your card since July...so valuable info to me anyway! oxoxox!)
Thank you sistah ❤️
@FinStar wrote:
@GApeachy wrote:
@Jnbmom wrote:38 inquires (yeah I know lol) as of today 42. So really not much of a difference.
Oh Sistah! hahahahaha and hahahahaha....you IS the black sheep. (my hero!) hahahahahahahaha! (they are the prettiest of sheep ya know)
Okay, if I were a FI, I'd give you 10 cards, sl $50K each cuz you are BOMB! Too bad they can't figure that $*** out....but we all know you can handle a whole LOT more, like waaay more cards than the average bear, lol....you go Girlfriend!
Soooooo, Inquiry sensitive they are? (okay!) OR a "butt load" of inquiry sensitive they are?
(see...I was thinking it was because you hadn't used your card since July...so valuable info to me anyway! oxoxox!)
Kinda reminds me of Comenity AA (in a way) during secondary reviews after the approval. So, approved (with the same number of inquires) and then close the account within a month (by another department) because of the [same] excessive number of inquiries 😬
Oh well, lesson learned for others -- so thank you for sharing your story @Jnbmom, as unpleasant the outcome was. Needless to say, at the end of the day, it's all good with the sistahs!
How about some smores over a camp fire? 😜
No problem always like sharing data points good or in my case bad . Feel free to close this as we now have their reason . Appreciate all the replies 😊
