Those that have read my posts will know I have very few CCs, and don't want to apply for any more, but that I do want CLIs to improve everything in general. My plan was to wait until my newest (Juniper) card was a year old and apply for a CLI (current $7,500 CL, TU pull), and use that to push Chase ($2,000 CL, EQ pull) to a raise in my CL and in both cases to push for a drop in APR. That would be a TU and an hard EQ pull
So today I noticed today that all my inqus had aged off from EQ, so I pulled my score and it was 799 and I thought "Hmmmmmmm".
So I checked out my lowest and oldest card, from my Credit Union (13.9%, 2 years 11 months old, $1,500 CL) and saw they has a better card - no AF, <10% APR, and I know they pull EQ.
So I called and asked if I could transfer. They said yes, but it had a minimum $2,000 CL. So I went into the spiel I learned here about beating other cards for APR, getting a limit higher than my other cards etc, etc, and she said "Well why don't I just see how high I cam make the CL?"
I said fine.
4 hours later she called - approved, new CL of $10,000. A 70% increase in total available limit 
This place is great. Better than Dear Dave any day!! 
Message Edited by MidnightVoice on 10-15-2007 04:38 PM
smallfry wrote:
Nice Midnight. Now go get another high limit card.
No new cards!!!!!!!!!!!!!
No Sleigh Center for me!!
I will wait untill the Chase is over the 13 month mark, and make sure my EQ is nice and high, and maybe give them a call then
It's amazing how much you can accomplish by taking MY advice!
MidnightVoice wrote:
Those that have read my posts will know I have very few CCs, and don't want to apply for any more, but that I do want CLIs to improve everything in general. My plan was to wait until my newest (Juniper) card was a year old and apply for a CLI (current $7,500 CL, TU pull), and use that to push Chase ($2,000 CL, EQ pull) to a raise in my CL and in both cases to push for a drop in APR. That would be a TU and an hard EQ pullSo today I noticed today that all my inqus had aged off from EQ, so I pulled my score and it was 799 and I thought "Hmmmmmmm".So I checked out my lowest and oldest card, from my Credit Union (13.9%, 2 years 11 months old, $1,500 CL) and saw they has a better card - no AF, <10% APR, and I know they pull EQ.So I called and asked if I could transfer. They said yes, but it had a minimum $2,000 CL. So I went into the spiel I learned here about beating other cards for APR, getting a limit higher than my other cards etc, etc, and she said "Well why don't I just see how high I cam make the CL?"I said fine.4 hours later she called - approved, new CL of $10,000. A 70% increase in total available limitThis place is great. Better than Dear Dave any day!!
fused wrote:It's amazing how much you can accomplish by taking MY advice!
Yours? Who are you? I don't recognize the name.
fused wrote:
It's amazing how much you can accomplish by taking MY advice!
YOUR advice.... I'M taking credit for that one AND a cut of the CLI...lol!!
Brammy wrote:
fused wrote:It's amazing how much you can accomplish by taking MY advice!YOUR advice.... I'M taking credit for that one AND a cut of the CLI...lol!!
Hey - you went AWOL soon after I arrived!!
MidnightVoice wrote:
Brammy wrote:
fused wrote:
It's amazing how much you can accomplish by taking MY advice!
YOUR advice.... I'M taking credit for that one AND a cut of the CLI...lol!!
Hey - you went AWOL soon after I arrived!!
But hey, you just made that move since I've been back...lol!!
