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For those of you who have MULTIPLE CHASE Cards...

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Grizzly1
Contributor

Re: For those of you who have MULTIPLE CHASE Cards...

Applied and recieved my first Chase card on 9/21. MyFico doesn't hold reports that far back so not sure which report(s) they pulled.

 

Fast forward to this year 8/24, applied for the Freedom Flex and they pulled both TU and EX. 

 

I reside in Wisconsin.

8/2019: EQ 617, TU 578, EX 628
9/2021: EQ 684, TU 662, EX 671
Message 11 of 30
keekers
Valued Contributor

Re: For those of you who have MULTIPLE CHASE Cards...

All of my Chase cards have been double pulls.


Message 12 of 30
quikj9
Frequent Contributor

Re: For those of you who have MULTIPLE CHASE Cards...

Always a double pull (EX and TU) for each of my 3 Chase cards, including my most recent Ink card from last week. 




Message 13 of 30
ficosuave
Contributor

Re: For those of you who have MULTIPLE CHASE Cards...

Opened 4 cards with Chase in the last 7 years, and each one has been a double-pull (EX/TU).



Message 14 of 30
CreditCuriosity
Moderator Emeritus

Re: For those of you who have MULTIPLE CHASE Cards...

Some have been double and some have been single with mine.   If you know you have a solid profile lock all CRA's apply then on recon ask them what bureau they want unfroozen unfreeze it and have UW pull it then and will only get one HP.  Way around the double HP likely for most.  Many times they will pull two if they can but 1 will do just like when I apply for citi been hit with double pulls before now i know all they really want it EQ so only unfreeze that and get approvals off that vs exp and eq.

Message 15 of 30
Horseshoez
Senior Contributor

Re: For those of you who have MULTIPLE CHASE Cards...

I had all three of my reports thawed when I applied for each of my three Chase cards (the most recent of which was a double application, one to Chase and one to NFCU); per my most recent reports, here are all of the hard pulls for credit card applications in the last two years :

  • 12-22-2022: Experian from JPMCB CARD (CSP)
  • 07-17-2023: Experian from JPMCB CARD (CFU)
  • 05/11/2024: Experian from JPMCB CARD (United Explorer)
  • 05/11/2024: TransUnion from NFCU FCU (More Rewards)

Chapter 13:

  • Burned: AMEX, Chase, Citi, Wells Fargo, and South County Bank (now Bank of Southern California)
  • Filed: 26-Feb-2015
  • MoC: 01-Mar-2015
  • 1st Payment (posted): 23-Mar-2015
  • Last Payment (posted): 07-Feb-2020
  • Discharged: 04-Mar-2020
  • Closed: 23-Jun-2020

 

I categorically refuse to do AZEO!

In the proverbial sock drawer:
Message 16 of 30
Aim_High
Super Contributor

Re: For those of you who have MULTIPLE CHASE Cards...

Yes, very interesting thread, @Wavester64

 

I've had Chase cards for 24 years.  If I recall correctly, I've ALWAYS had a single HP on EX for every card, even when my scores were much lower than today.  So I'm surprised how many are reporting always a multiple HP! 


Business Cards


Length of Credit > 40 years; Total Credit Limits >$936K
Top Lender TCL - Chase 156.4 - BofA 99.9 - CITI 96.5 - AMEX 95.0 - NFCU 80.0 - SYCH - 65.0
AoOA > 31 years (Jun 1993); AoYA (Oct 2024)
* Hover cursor over cards to see name & CL, or press & hold on mobile app.
Message 17 of 30
GhostCredit
Regular Contributor

Re: For those of you who have MULTIPLE CHASE Cards...

I have 6 personal cards with chase and has never got a double pull. My last app was in July of '23 and that I believe it was either EQ/EX don't remmeber but yeah. I want to stay under the radar with chase, I don't want to update my income unless if I'm applying for a new card lol. Chase has been good to be for about 8 years now, almost 9 years.

Message 18 of 30
Gregarious
New Member

Re: For those of you who have MULTIPLE CHASE Cards...

So I have 3 Chase cards, with the first being a Southwest card from Aug 23 followed by a Bonvoy Boundless in Feb 24, then the Prime Visa in May of 24.  

 

2 bureaus were pulled for the first, and 1 each for the latter two. Incidentally, I was at 6/24 (all consumer cards) when I got the Prima Visa.

 

 

Message 19 of 30
keekers
Valued Contributor

Re: For those of you who have MULTIPLE CHASE Cards...


@keekers wrote:
All of my Chase cards have been double pulls.

I was approved for another Chase card last night and it was yet again...a double pull.



Message 20 of 30
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