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Applied and recieved my first Chase card on 9/21. MyFico doesn't hold reports that far back so not sure which report(s) they pulled.
Fast forward to this year 8/24, applied for the Freedom Flex and they pulled both TU and EX.
I reside in Wisconsin.
Always a double pull (EX and TU) for each of my 3 Chase cards, including my most recent Ink card from last week.
Opened 4 cards with Chase in the last 7 years, and each one has been a double-pull (EX/TU).
Some have been double and some have been single with mine. If you know you have a solid profile lock all CRA's apply then on recon ask them what bureau they want unfroozen unfreeze it and have UW pull it then and will only get one HP. Way around the double HP likely for most. Many times they will pull two if they can but 1 will do just like when I apply for citi been hit with double pulls before now i know all they really want it EQ so only unfreeze that and get approvals off that vs exp and eq.
I had all three of my reports thawed when I applied for each of my three Chase cards (the most recent of which was a double application, one to Chase and one to NFCU); per my most recent reports, here are all of the hard pulls for credit card applications in the last two years :
Chapter 13:
I categorically refuse to do AZEO!
Yes, very interesting thread, @Wavester64.
I've had Chase cards for 24 years. If I recall correctly, I've ALWAYS had a single HP on EX for every card, even when my scores were much lower than today. So I'm surprised how many are reporting always a multiple HP!
I have 6 personal cards with chase and has never got a double pull. My last app was in July of '23 and that I believe it was either EQ/EX don't remmeber but yeah. I want to stay under the radar with chase, I don't want to update my income unless if I'm applying for a new card lol. Chase has been good to be for about 8 years now, almost 9 years.
So I have 3 Chase cards, with the first being a Southwest card from Aug 23 followed by a Bonvoy Boundless in Feb 24, then the Prime Visa in May of 24.
2 bureaus were pulled for the first, and 1 each for the latter two. Incidentally, I was at 6/24 (all consumer cards) when I got the Prima Visa.
@keekers wrote:
All of my Chase cards have been double pulls.
I was approved for another Chase card last night and it was yet again...a double pull.