So today I get a preapproval letter in the mail for $1500 from this company name Fortiva.
I never heard of them but I'm sure last year this time when all I had was a $600 and $400 cap 1 and $450 credit one, I wouls habe jumped all on this. Now I'm like, naw I'm good.
Looked at the fees and its $150 annual fee for first year, $29 after that. It Also has a $150 account maintenance fee billed at $12.50 per month ($5.50 more than even First Premier. 26.24% APR and a butt load of BT, FT and CA fees!
I'm so happy I found this board because I would have been all on this card last year as it wouls have been my highest limit card. But because I found you all I have cards like Navy Federal at $10k and Teachers Federal at $5k and many more.
Thanks for everything.
