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Found another use for Care Credit....

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pizza1
Community Leader
Super Contributor

Found another use for Care Credit....

If you havent taken the time to go to the Care Credit site, and actually looked at all the places "near you" that take it..youre totally missing out! With that said, go to the site, plug in your zip code, and 5-10 mile radius, and put "any"....youll have hundreds of places that take the card!! All sorts of places from vets, Doctors, dematology, vision, dental, chiropractors, etc.....You'd be AMAZED at finding a place you could use your card at. 

 

I found a "Medical Spa" 5 min from me that Ive always wanted to go to anyways.  I called and inquired, and they DO accept the Care Credit card for ALL of their services AND beauty products they sell there....Score!   

 

So...If you just take the time and do a little homework on the card, youll be amazed at the places you could use it. FYI Smiley Wink

Message 1 of 33
32 REPLIES 32
NRB525
Super Contributor

Re: Found another use for Care Credit....

Is there a reward structure?

 

The vet option is interesting. Several years ago my daughter had a chinchilla, who managed to reach outside his cage, pull in an electrical cord, and chew it to give himself a nice burn on his lip. $100 of vet examination to get him patched up. Sheesh.

High Bal Jan 2009 $116k on $146k limits 80% Util.
Oct 2014 $46k on $127k 36% util EQ 722 TU 727 EX 727
April 2018 $18k on $344k 5% util EQ 806 TU 810 EX 812
Jan 2019 $7.6k on $360k EQ 832 TU 839 EX 831
March 2021 $33k on $312k EQ 796 TU 798 EX 801
May 2021 Paid all Installments and Mortgages, one new Mortgage EQ 761 TY 774 EX 777
April 2022 EQ=811 TU=807 EX=805 - TU VS 3.0 765
Message 2 of 33
pizza1
Community Leader
Super Contributor

Re: Found another use for Care Credit....


@NRB525 wrote:

Is there a reward structure?

 

The vet option is interesting. Several years ago my daughter had a chinchilla, who managed to reach outside his cage, pull in an electrical cord, and chew it to give himself a nice burn on his lip. $100 of vet examination to get him patched up. Sheesh.


not really.  They have 0% financing over a certain amount for 6-18 months. Its just another option for medical/dental/vet etcc...for people who dont want to tie up their CL on a major card. I personally think the Care Credit card is a great thing for that resaon alone. Its of course back by Synch, so the limits can get high. 

Message 3 of 33
Anonymous
Not applicable

Re: Found another use for Care Credit....

What is the hype with Care Credit? Never knew why people like it so much? Is it like a credit card for doctor visits and dentists? 

Message 4 of 33
pizza1
Community Leader
Super Contributor

Re: Found another use for Care Credit....


@Anonymous wrote:

What is the hype with Care Credit? Never knew why people like it so much? Is it like a credit card for doctor visits and dentists? 


yes. and a lot more places as well. 

 

Go to the site, and do what I said in my original post, and youll see all the places the card is taken.  It helps a lot people out, and frees up their other cards if needed too. 

Message 5 of 33
CreditCuriosity
Moderator Emeritus

Re: Found another use for Care Credit....


@Anonymous wrote:

What is the hype with Care Credit? Never knew why people like it so much? Is it like a credit card for doctor visits and dentists? 


Large limits and 0% financing for long period of time for expensive stuff if why I find value in it.  Never know when you might need it as well.  I put a charge on it every 90 days to keep it active being dogs toe nails trimmed or whatever.  I plan on using in the future for some costly dental work that will deffinetly be financed with the 0% 18-24 month option.  Just waiting to get the limit up to 15k so I am not hurt on utilization to much.  Hopefully i will get that by end of december then the fun begins Smiley Sad

Message 6 of 33
pizza1
Community Leader
Super Contributor

Re: Found another use for Care Credit....


@CreditCuriousity wrote:

@Anonymous wrote:

What is the hype with Care Credit? Never knew why people like it so much? Is it like a credit card for doctor visits and dentists? 


Large limits and 0% financing for long period of time for expensive stuff if why I find value in it.  Never know when you might need it as well.  I put a charge on it every 90 days to keep it active being dogs toe nails trimmed or whatever.  I plan on using in the future for some costly dental work that will deffinetly be financed with the 0% 18-24 month option.


+1000

Message 7 of 33
UncleB
Credit Mentor

Re: Found another use for Care Credit....


@CreditCuriousity wrote:

@Anonymous wrote:

What is the hype with Care Credit? Never knew why people like it so much? Is it like a credit card for doctor visits and dentists? 


Large limits and 0% financing for long period of time for expensive stuff if why I find value in it.  Never know when you might need it as well.  I put a charge on it every 90 days to keep it active being dogs toe nails trimmed or whatever.  I plan on using in the future for some costly dental work that will deffinetly be financed with the 0% 18-24 month option.  Just waiting to get the limit up to 15k so I am not hurt on utilization to much.  Hopefully i will get that by end of december then the fun begins Smiley Sad


+1

 

For purchases $200 or less I would use a Visa, but over $200 the deferred interest is great

 

I got my Care Credit back in August as a 'just in case', for possibly getting an implant in the Spring... then just a few weeks later I broke a tooth - of course it took a crown.  My out of pocket was $670, which was 'doable' on another card, but using Care Credit got me 24 months at 0% (I could have chosen 6, 12, or 18 as well).  I'll likely have it paid off in January, but knowing I can stretch it out if needed is really nice. 

 

Just beware the terms of the deferred interest... if that amount isn't paid in full by the end of the promotion, interest will be added to the whole amount going back to the day of the transaction... at 26.9%.  Smiley Surprised

 

(Folks with an older account may still have a more 'generous' 22.98%, but new accounts are all at the higher rate.)

Message 8 of 33
CreditMagic7
Mega Contributor

Re: Found another use for Care Credit....

Pretty nice finds there pizza. You go girl Smiley Happy

 

This is the one Synchrony Card i purposely am not apping for until i get ready for some procedure or other. I read reports that they will pull that card in a minute for non-use, something like 6 months are better? Dunno, but it is been a very popular card for many ever since i first joined this forum.

Message 9 of 33
Anonymous
Not applicable

Re: Found another use for Care Credit....

I love Care Credit! I have used it for furry babies and for me. I love the zero interest option. That is all the rewards I need when dealing with anything medical. Thanks for reminding me, pizza, why I like it so much!

Message 10 of 33
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