Freedom 5% question

[Anonymous]

If I buy a $500 visa gift card at a gas station will I get 5% cash back, same as if I'd bought gasoline?

[mikey78]

I get my carton of cigerettes from gas stations and it counts as gas for me

[SnackTrader]

I have never tried it, but it would be pretty great...

[Anonymous]

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@SnackTrader wrote:
I have never tried it, but it would be pretty great...

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Some gas stations would have those sort of purchases as cash only, but otherwise it should work.  (Penfed, for example, is more fussy, the MCC is automated fuel dispenser, not gas stations, so only gas paid at the pump gets the enhanced reward).

Problem with doing this with the Freedom is the very low cap, so the rewards are limited.

[enharu]

+1 to what longtimelurker said.

Also, becareful of the MCC code of the convenience store itself!

Some stores located in gas stations are labelled as convenience / grocery stores, so you might only get 1% as well.

[kevinjjc]

It will probably work. You can try doing a small purchase as a test to see if it counts for the 5% cash back on gas.

[dddewdrop]

I work at Hess and everything you buy there counts as gasoline on Chase Freedom. I haven't tried buying prepaid or gift cards however. Our company is very careful with those because they have experienced a lot of scams/ money laundering attempts etc so any significant gift card or prepaid card purchases are highly scrutinized.

[SnackTrader]

Thanks for that info, dddewdrop.

Are there any gas station chains that people frequent for their purchases to get 5%? I know cigarette were mentioned earlier - where do you et those mikey?

[Anonymous]

I use BP Shell or Circle K usually. Hoping to use a 500GC once a month to purchase a money order for rent.

[SnackTrader]

Let us know if the 5% works on that purchase!