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Freedom Categories 2020?

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Anonymous
Not applicable

Re: Freedom Categories 2020?


@Anonymous wrote:

@Anonymous wrote:
I just looked up the Us Bank categories and I see 2 of them are electronics stores and furniture stores...I could max out the $2K easily with 1 trip to IKea or Best Buy. And $2k quarterly limit is higher than CFs.

Yeah, but to have those recurring every year may not be optimal. In any given quarter,  it can be great. 


Right, but you can pick every quarter.   So for things you can plan a little, such as furniture, gym contracts, electronics stores, it can work out quite well (and I've been putting recurring things, my cellphone bill and utilities on one of my two cards).    And since it's no AF, if there are quarters where it isn't useful, that's fine!

Message 21 of 27
Remedios
Credit Mentor

Re: Freedom Categories 2020?

@Anonymous  how many US Bank cards do you have?

Message 22 of 27
Anonymous
Not applicable

Re: Freedom Categories 2020?


@Remedios wrote:

@Anonymous  how many US Bank cards do you have?


I have the AR, one Cash+ joint with wife and she has her own Cash+ as well.

Message 23 of 27
Anonymous
Not applicable

Re: Freedom Categories 2020?

You can. If you have big spend coming in those categories, it works well. Some of them are difficult to get a lot of spend. Dining and gas would be my two favorites, although I have a 4% gas card. 

Message 24 of 27
calyx
Super Contributor

Re: Freedom Categories 2020?


@Anonymous wrote:

@Remedios wrote:
Seeing how unimaginative Chase has been lately

Magazine subscriptions
Sugar free protein bars
Local AM radio
Diesel and coal
Spaceships


These are good guesses and would certainly get some new niche customers.  But I see local AM radio being problematic.    Is it local relative to the billing address of the card, or to wherever you are when you make the transaction?   Lots of calls to the billing centers for this!


I mean, I'm there for the spaceships, but I think that that particular quarter might actually bankrupt Chase.

Happy practitioner of AZE7or8or9or10 | Team Finances > FICO
Message 25 of 27
Remedios
Credit Mentor

Re: Freedom Categories 2020?

Yeah, because buying gift cards at Shell to get $75.00 back over the course of 3 months is certainly indicative spaceship is your main ride

Makes sense.

Plz excuse me while I walk my pet tiger
Message 26 of 27
Aim_High
Super Contributor

Re: Freedom Categories 2020?


@Remedios wrote:
Seeing how unimaginative Chase has been lately

Magazine subscriptions
Sugar free protein bars
Local AM radio
Diesel and coal
Spaceships

Well, that would good as I need a new spaceship; however the $1500 spending cap would not help me much on a $15 million purchase.  Smiley Tongue

Now local AM radio?!?  Sign me up!!!  Smiley LOL


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Message 27 of 27
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