Freedom Signature?

[-Wade-]

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@wHiTeSoL wrote:

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@kkapdolee wrote:

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@wHiTeSoL wrote:

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@kkapdolee wrote:

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@H4LO wrote:

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@Wade64 wrote:

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@revvystoke wrote:

The Freedom card is the first card I have gotten that is a signature with a C/L under 5k. Chase wouldn't allow me to move anything from my United card earlier this year stating Signature cards required 5k lines. When I called to activate I was told it indeed was a signature card.

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Which CB did they pull ?????

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Chase pulled both my apps on TU. 

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Did they give you your score? If so, was it a bankcard enhanced FICO score out of 250-900 or was it a classic FICO score out of 300-850?

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Chase normally uses their own internal score; the "Chase acquisition score"

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Hmm interesting..

The letter I received from Chase written 10/21/13 specifically states my credit score, that it is a FICO score and that it ranges from 250-900.

I have never received a letter from Chase saying anything about their internal scoring system. They probably ultimately do rely on their own system like all major lenders but never formally stated in a letter.

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According to that letter it's not a FICO score.............. The scoring system used is Card Acquisition Risk Score : Also the Sorce is Chase Bank

[wHiTeSoL]

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@Wade64 wrote:

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@wHiTeSoL wrote:

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@kkapdolee wrote:

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@wHiTeSoL wrote:

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@kkapdolee wrote:

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@H4LO wrote:

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@Wade64 wrote:

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@revvystoke wrote:

The Freedom card is the first card I have gotten that is a signature with a C/L under 5k. Chase wouldn't allow me to move anything from my United card earlier this year stating Signature cards required 5k lines. When I called to activate I was told it indeed was a signature card.

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Which CB did they pull ?????

---

Chase pulled both my apps on TU. 

---

Did they give you your score? If so, was it a bankcard enhanced FICO score out of 250-900 or was it a classic FICO score out of 300-850?

---

Chase normally uses their own internal score; the "Chase acquisition score"

---

Hmm interesting..

The letter I received from Chase written 10/21/13 specifically states my credit score, that it is a FICO score and that it ranges from 250-900.

I have never received a letter from Chase saying anything about their internal scoring system. They probably ultimately do rely on their own system like all major lenders but never formally stated in a letter.

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According to that letter it's not a FICO score.............. The scoring system used is Card Acquisition Risk Score : Also the Sorce is Chase Bank

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It was formatted really wierd, I uploaded the photo but it made it look like kkapdolee did.

[lg8302ch]

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@Anonymous wrote:

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@revvystoke wrote:

The Freedom card is the first card I have gotten that is a signature with a C/L under 5k. Chase wouldn't allow me to move anything from my United card earlier this year stating Signature cards required 5k lines. When I called to activate I was told it indeed was a signature card.

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So I wonder what algorithm (if any!) they use to determine when to give a sig card or not.  Seen a lot of posts of people being told to wait 12 months to upgrade a normal Freedom to a Freedom sig, whereas yours (and mine a few days ago) came like that.   

Personally, I don't see the great advantage in a sig card, particularly if you already have one, but I know people do.

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Very interesting. I tried to convert mine a few months back as Freedom is my only non siggy and no chance with Chase....they told me it requires a 5K limit first.....oh well life goes on ...LOL

Also got my approval letter with Chase internal score which was over 100 points lower  than my Fico because of my app spree

[kkapdolee]

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@wHiTeSoL wrote:

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@Wade64 wrote:

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@wHiTeSoL wrote:

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@kkapdolee wrote:

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@wHiTeSoL wrote:

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@kkapdolee wrote:

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@H4LO wrote:

---

@Wade64 wrote:

---

@revvystoke wrote:

The Freedom card is the first card I have gotten that is a signature with a C/L under 5k. Chase wouldn't allow me to move anything from my United card earlier this year stating Signature cards required 5k lines. When I called to activate I was told it indeed was a signature card.

---

Which CB did they pull ?????

---

Chase pulled both my apps on TU. 

---

Did they give you your score? If so, was it a bankcard enhanced FICO score out of 250-900 or was it a classic FICO score out of 300-850?

---

Chase normally uses their own internal score; the "Chase acquisition score"

---

Hmm interesting..

The letter I received from Chase written 10/21/13 specifically states my credit score, that it is a FICO score and that it ranges from 250-900.

I have never received a letter from Chase saying anything about their internal scoring system. They probably ultimately do rely on their own system like all major lenders but never formally stated in a letter.

---

---

According to that letter it's not a FICO score.............. The scoring system used is Card Acquisition Risk Score : Also the Sorce is Chase Bank

---

It was formatted really wierd, I uploaded the photo but it made it look like kkapdolee did.

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That's interesting...

Here's a letter I got from them on 10/21/13.

[emptypockets]

It is interesting how they decide which cards to make Siggy's. My Freedom was approved with a 8k limit as a non-signature. I never requested that it be made a Siggy, as I have other cards that are, and it was not a big deal to me. So just because your limit is above the 5k threshold does not mean you willl automatically get a Siggy.