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Freedom!!!

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TeamPunishment
New Contributor

Freedom!!!

What would be the best way to increase my limit on the chase freedom? Should I apply for a new card and consolidate the credit lines to the freedom? request a CLI then call the recon line after? should i close the freedom and reapply?

 

AAOA: 2 years

Income: 85,500<----soley my income not household income. Should I use household income?

INQ: 10 inquiries on TU, I know chase will pull TU because of my location.

TU score according to discover is 700

 

baddie: one medical collection that is currently being handled by the insurance company. I will do none of the following options until my collection is off the report to see how high of a score boost I get. With that being said, what seems to be the best way to obtain a higher CL on my freedom?

 

Thanks!

AMEX BCE 7.8K | CHASE FREEDOM 6K | CSP 5K | DISCOVER IT 5K | BOFA PRIVILEGES 5K | CITI DIVIDEND 4.5K | CAPITAL ONE QS 4K | BARCLAY ARRIVAL 3K | AMEX EVERYDAY 2.2K | AMEX BC 2K |CAPITAL ONE QS 2K

+Multiple Other Cards
Message 1 of 3
2 REPLIES 2
clocktick
Valued Contributor

Re: Freedom!!!

How long have you had your Freedom and CSP?  You can call and they'll do a HP.  They'll ask you how much you want.  You can give a specific number or no number at all.  I just did a recon with a CLI request a couple of weeks ago and got their decision overturned.

 

Good luck!

11/30/08 TU 648 EX 672 EQ 656 SEPT 2014 TU 787 EX 789 EQ ???
Amex BCP $24.1K/Clear $8.5- Sallie Mae $27.5 -Cap One QS $7.5 - Chase Freedom $7.5/United $5k/CSP $20k/Ink- Citi DP $9.5/Dividend $13k/HHHx2 $15k/16.4/Reserve $4.5k Best Buy $1940 HD $1701- Discover IT $15k - Elan $8k GEMB Lowes $20k - Macy's $2k - Kohl's $800




Starting Score: 648
Current Score: 736
Goal Score: 765


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Message 2 of 3
TeamPunishment
New Contributor

Re: Freedom!!!


@clocktick wrote:

How long have you had your Freedom and CSP?  You can call and they'll do a HP.  They'll ask you how much you want.  You can give a specific number or no number at all.  I just did a recon with a CLI request a couple of weeks ago and got their decision overturned.

 

Good luck!


CSP just got approved last week, Freedom since 2009.

AMEX BCE 7.8K | CHASE FREEDOM 6K | CSP 5K | DISCOVER IT 5K | BOFA PRIVILEGES 5K | CITI DIVIDEND 4.5K | CAPITAL ONE QS 4K | BARCLAY ARRIVAL 3K | AMEX EVERYDAY 2.2K | AMEX BC 2K |CAPITAL ONE QS 2K

+Multiple Other Cards
Message 3 of 3
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