Frequency of payment question

[Rogue46]

I wanted to an idea of which cards let you pay the balance multiple times per month? I know Citi doesnt allow this and Amex and Chase do but i'm not sure about the rest of the cards i have.

After dealing with a bk7 all this time I'm paranoid that I will miss a payment so I literally pay off balances as soon as they appear, I get anxious having to wait until the end of the cycle..

[GZG]

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@Rogue46 wrote:

I wanted to an idea of which cards let you pay the balance multiple times per month? I know Citi doesnt allow this and Amex and Chase do but i'm not sure about the rest of the cards i have.

After dealing with a bk7 all this time I'm paranoid that I will miss a payment so I literally pay off balances as soon as they appear, I get anxious having to wait until the end of the cycle..

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no bank should deny a bill pay push from your bank to your card, no need to use the card's interface to pay your bill at all 

[PNWRambler]

I have never had an issue making multiple payments per month on any of my cards.  I have AmEx, Discover, Citi, Chase, Barclay, CapOne... I've never had an issue making a payment at any time, with any of them.

[Kforce]

As @GZG 

I pay all CC's by push payments from CU's billpay service.

This lets me control when and how much I pay.

Get's past the issuers web page payment limits, payment time frame nonsense, etc.

Have found many issuers won't let you pay pending charges or make a payment for

more than an auto payment scheduled later in the month, and other strange

restrictive nonsense.

Pushing payments avoids the limitations.

[Rogue46]

I'm going to try pushing payments I didn't think of that. And no it wasn't Citi being restrictive it was Wells Fargo they only allow 4 payments per month.

[Wavester64]

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@Rogue46 wrote:

I wanted to an idea of which cards let you pay the balance multiple times per month? I know Citi doesnt allow this

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I have 2 Citi CCs and never had a problem sending more than one payment to each per month 

[SouthJamaica]

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@Rogue46 wrote:

I wanted to an idea of which cards let you pay the balance multiple times per month? I know Citi doesnt allow this and Amex and Chase do but i'm not sure about the rest of the cards i have.

After dealing with a bk7 all this time I'm paranoid that I will miss a payment so I literally pay off balances as soon as they appear, I get anxious having to wait until the end of the cycle..

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I never heard of anyone not accepting multiple payments in a month.

Perhaps their online payment application doesn't, but you can always send the payment via bill pay from another institution.

[Rogue46]

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@Wavester64 wrote:

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@Rogue46 wrote:

I wanted to an idea of which cards let you pay the balance multiple times per month? I know Citi doesnt allow this

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I have 2 Citi CCs and never had a problem sending more than one payment to each per month 

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My mistake it wasn't Citi it was Wells Fargo that only allows 4 payments per month

[Kforce]

Another problem from credit card issuer sites.

( Not 100% on subject but related )

If you have a card that is sock drawer, very rarely used,

some issuers (remove/cancel) linked bank/CU links. 

( City - 6 months, as example)

So when you use the card, you need to set up your banking

links for payment again for each sock drawer card.

My CU billpay links don't expire from non use   

[Zoostation1]

@Rogue46Is it worth the stress of always paying it off multiple times?  I'm also rebuilding post BK7, and while I have similar concerns about forgetting to make a payment.  I now generally don't intentionally exceed 2 payments per month on any card and let 2/5 cards report a balance.  FWIW some of the 2 payment situations are because of auto pay.  On some cards if I let a balance report at statement closing it'll make a minimum payment auto pay even if I've already paid the statement balance.  All that being said., while I don't do push payments from my bank, as others have noted it's the easiest way around limitations.