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last baddie is 13 months old according to EX... paid collection and 3 late payments.
EX 679
TU 645
Denied Amex
Denied BofA
Denied Business Barclay but CLI on Personal to $5k
Approved Paypal Credit $2k
Approved Jcrew SC $500
Approved Navy CLI $2900 to $9000
Approved Navy Cloc CLI $500 to $5000
Denied Navy Personal Loan
Denied Penfed
Pending Chase
Pending Burbank City
Denied Avianca
Denied Ollo
Denied Capital One - Since when did they become inq sensitive
Denied Citi
Approved CareCredit $1500
Approved Walmart CLI to $3500 after it was AA just a couple months ago to like $400
Approved 76 CLI to $2000 after it was AA to $200 a couple months ago
NRA Denied
I know it seems like a lot but many were same pulls if a pull at all. I have been surprised by some of his EX denials considering many of the things I was able to get when my EX went above 650... I'm trying to think of any off the beaten path cards that might be useful or banks that don't care about the INQ at all even though I don't feel like he has all that many... he was in garden for 6 months before this spree and he hasn't taken on more than 6 or 7 inq on any given report.
I'm confused. Why go for more now? I would see 7 new cards as quite a lot to work with. Why not just let those mature for a while?
Oh, I see now. That makes sense.
Would he be interested in a secured card? Just brainstorming.