Yes and my answer is always the same for any kind of question ..lol.... does not make sense but at least I remember 
@lg8302ch wrote:Yes and my answer is always the same for any kind of question ..lol.... does not make sense but at least I remember
Good answer!
@lg8302ch wrote:Yes and my answer is always the same for any kind of question ..lol.... does not make sense but at least I remember
That works great for those security questions you choose yourself for online access to an account. I do something like that myself. Sadly it doesn't help at all for the OTHER kind of security question so many companies are now using to verify our identies. I'm talking about those questions that use info off our credit reports of from other old, old databases. Questions like whether you ever had some particular phone number (which could be 20 years ago) or whether you ever lived in some county or another.
Who remembers all of that stuff? I usually do okay with it, but those phone number questions freak me out. I've changed phone numbers too many times to remember them all. I was talking about that with a Chase CSR the other day and she said she couldn't answer some of those types of questions herself, that the questions sometimes refer to things from 30 years ago, and that a lot of people just panic, especially when the real answer is supposed to be "none of the above," but instead people are desperately trying to remember if they ever lived at 123 Smith Street or had a roommate named Joe.
She told me, though, that as a general rule, "real" people will either get the questions right or get turned over to a security department for verification. Fraudsters will just hang up the phone or bail out of the system when they get questions they can't answer.
I still hate the damn questions, and hate the fact that so many people have so much information on us.
@Gunnar419 wrote:
@lg8302ch wrote:Yes and my answer is always the same for any kind of question ..lol.... does not make sense but at least I remember
That works great for those security questions you choose yourself for online access to an account. I do something like that myself. Sadly it doesn't help at all for the OTHER kind of security question so many companies are now using to verify our identies. I'm talking about those questions that use info off our credit reports of from other old, old databases. Questions like whether you ever had some particular phone number (which could be 20 years ago) or whether you ever lived in some county or another.
Who remembers all of that stuff? I usually do okay with it, but those phone number questions freak me out. I've changed phone numbers too many times to remember them all. I was talking about that with a Chase CSR the other day and she said she couldn't answer some of those types of questions herself, that the questions sometimes refer to things from 30 years ago, and that a lot of people just panic, especially when the real answer is supposed to be "none of the above," but instead people are desperately trying to remember if they ever lived at 123 Smith Street or had a roommate named Joe.
She told me, though, that as a general rule, "real" people will either get the questions right or get turned over to a security department for verification. Fraudsters will just hang up the phone or bail out of the system when they get questions they can't answer.
I still hate the damn questions, and hate the fact that so many people have so much information on us.
You should be a victim of ID theft 
That's why i open all my account's over the phone. He!! is no way to answer the Security questions in the online process
They can be annoying, Just the other day I decided to open a new bank account and they asked me questions where the answer was slightly mispelled so I didn't know to pick it or not. I choose not to since it was slightly mispelled but I still I had to contemplate it for a while and it could of gone either way and I know I am me, but even so I could of answered wrong and had to go through a bunch more redtape. I appreciate the protection on some level, but it is annoying sometimes.
