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it looks like i am no longer itching for anything for now.....i am going to let what i have grow and pay down utl to below 10% by 4/13. i will also use and care for my zync chase and boa as i may get better cards and limits with them down the road. at one year mark for chase i will pc to freedom and maybe ask for a CLI at same time or just wait a full year for CLI. i plan on in 4/13 asking for CLI on BoA and Chase. Apping for either BCE/BCP or CSP. at that time if i get either i will be able to close other cards like cap1 and a few store cards. now that i have my own goal in mind i can work towards it. i may not come around as often but im not leaving.
The best way to stop thinking about apping, is to stop talking about apping, specially when it's a "year" away.
If you want to make your long-term goals work, you need to work on your short-term ones first.
Afbar,
You may want to ask Capital One if you can participate the the credit steps program. Withthe auto CLi's you have a credit card with a larger limit than anything else you have know.. Something to think about.
@AndySoCal wrote:Afbar,
You may want to ask Capital One if you can participate the the credit steps program. Withthe auto CLi's you have a credit card with a larger limit than anything else you have know.. Something to think about.
i am already in credit steps.
i just need to buckle down and realize everything doesnt happen over night. BoA gave my my largest limit yet so they will be with me for the long haul. chase gave me a chance they may stay with my when i PC to freedom and maybe get a larger CL. AMEX is for life. that being said idk any more lol....i just need to see what my credit needs are in a year. can one do this slate>freedom>CSP at some point. but if i can get a freedom siggy at some point along the line i wouldnt need CSP then. i just need to see whhat i need in a year and wait