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Funny paradox - I hate being approved for the full CLI amount requested

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Blodreina
Established Contributor

Funny paradox - I hate being approved for the full CLI amount requested

"Did I leave money on the table?"

 

Smiley Very Happy


Message 1 of 11
10 REPLIES 10
SouthJamaica
Mega Contributor

Re: Funny paradox - I hate being approved for the full CLI amount requested


@Falere wrote:

"Did I leave money on the table?"

 

😂


It's not money... it's just the ability to borrow money. Which is not the same as money, because banks have this funny habit of wanting you to pay it back to them if you borrow it.


Total revolving limits 568220 (504020 reporting) FICO 8: EQ 689 TU 691 EX 682




Message 2 of 11
Anonymous
Not applicable

Re: Funny paradox - I hate being approved for the full CLI amount requested

It's a possibility. Taking a glass 1/2 full approach, there may be room for your card to continue to grow. Enjoy your CLI!
Message 3 of 11
Anonymous
Not applicable

Re: Funny paradox - I hate being approved for the full CLI amount requested

It's hard to say. Often that is true. Sometimes, not. I believe I left money on the table with my Penfed cli's, but I asked for what I needed for my portfolio. Some in the forum have asked for a standard 25k and let the card issuer make a counter offer. It's all in your style and comfort zone.

Message 4 of 11
creditguy
Valued Contributor

Re: Funny paradox - I hate being approved for the full CLI amount requested

Maybe and maybe not, but why think about what may or may not have been. Enjoy what did happen and that's getting what you asked for.
Message 5 of 11
Anonymous
Not applicable

Re: Funny paradox - I hate being approved for the full CLI amount requested

Leaving money on the table means it's left for cards you don't even have yet.
Message 6 of 11
Creditplz
Valued Contributor

Re: Funny paradox - I hate being approved for the full CLI amount requested

I too like having the ability to create debt Smiley Surprised..
Message 7 of 11
fullstackdev
Established Contributor

Re: Funny paradox - I hate being approved for the full CLI amount requested

If it's Synchrony, you can talk to another agent (or the same agent a second time) and request an additional CLI.
Rebuilding
Message 8 of 11
Anonymous
Not applicable

Re: Funny paradox - I hate being approved for the full CLI amount requested

How so? The money is not yours to begin with.

Message 9 of 11
KingAdrock
Established Contributor

Re: Funny paradox - I hate being approved for the full CLI amount requested

That's pretty understandable. It's like if you offer a price for something you want to buy in a situation where one could haggle, like a flea market, and the seller just immediately accepts. You can't help but wonder if you could have offered less.
Message 10 of 11
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