Although I understand that bashing a creditor who gave someone chances may be distasteful, I feel your pain OP. Chase can be SO SUPER conservative. I would recommend another lender such as BofA or Citi. Using an AMEX as primary does require you to carry back up cards, and you need comparable limits especially for work and travel. Chase is not the bank for you. I've been thinking about leaving the Chase family myself. The CL they have on my account right now is restrictive and conservative. I have excellent credit, and pay my bills in full all the time. I've never even carried a balance. It doesn't make sense that my JCP card is almost 5000, and Chase refuses to budge on a CL over 3000 for me. CRAZY so I understand your frustration!!
Current Scores: EX - 728 FICO (5/11/13) TU - 771 FICO (7/02/13) EQ ??
Current Cards: Chase Freedom $5,000, CSP $5,700, BofA Visa Signature $15,000, AMEX BCE $6,000, Walmart $4,150, Gap Visa $10,000, JC Penny $5,800, Lowes $8,500, Dillard's AMEX $8,000, AMEX Hilton HHonors - $2,000, Chase United $12,000, Citi AAdvantage & Simplicity $6,000/$6,000, SPG AMEX $1,000
