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Jnbmom
Credit Mentor

GBank

I honestly don't use this card much at, it's been well 6 months .

 

Got this email that they closed my account . No loss but I don't get the reasoning .

 

Elevated fraud risk identified through internal review,

EXP 780 EQ 796 TU 810
Message 1 of 7
6 REPLIES 6
FicoMike0
Senior Contributor

Re: GBank

Never heard of them before.

 "GBank | Your Best Banking Experience, Ever!"

 Not true, I guess.

Fraud risk doesn't make sense if you don't use it. Of course, gambling and fraud do go together.

I was just in Caesar's today. I had a burger and fries. Paid with a usb card, I hope usb doesn't put me on fraud alert, just for being in the place.

 

Message 2 of 7
Jnbmom
Credit Mentor

Re: GBank


@FicoMike0 wrote:

Never heard of them before.

 "GBank | Your Best Banking Experience, Ever!"

 Not true, I guess.

Fraud risk doesn't make sense if you don't use it. Of course, gambling and fraud do go together.

I was just in Caesar's today. I had a burger and fries. Paid with a usb card, I hope usb doesn't put me on fraud alert, just for being in the place.

 


No gambling or any kind of fraud . I can see closing for non use , but this reason ridiculous 

EXP 780 EQ 796 TU 810
Message 3 of 7
FicoMike0
Senior Contributor

Re: GBank

My mistake, I thought it was a card that paid rewards on gambling.

 

Message 4 of 7
TrapLine
Valued Contributor

Re: GBank


@FicoMike0 wrote:

Never heard of them before.

 "GBank | Your Best Banking Experience, Ever!"

 Not true, I guess.

Fraud risk doesn't make sense if you don't use it. Of course, gambling and fraud do go together.

I was just in Caesar's today. I had a burger and fries. Paid with a usb card, I hope usb doesn't put me on fraud alert, just for being in the place.

 


Hmm ... USB knows you so all is guud Smiley Very Happy

Message 5 of 7
Thomas_Thumb
Senior Contributor

Re: GBank


@Jnbmom wrote:

I honestly don't use this card much at, it's been well 6 months .

 

Got this email that they closed my account . No loss but I don't get the reasoning .

 

Elevated fraud risk identified through internal review,


Perhaps non use and elevated fraud risk are one and the same. No use => neglected card that could be taken and used by others without the card holders knowledge. Also, no spending pattern established so algorithms would have more difficulty flagging/declining suspicious charges.

Fico 9: .......EQ 850 TU 850 EX 850
Fico 8: .......EQ 850 TU 850 EX 850
Fico 4 .....:. EQ 809 TU 823 EX 830 EX Fico 98: 842
Fico 8 BC:. EQ 892 TU 900 EX 900
Fico 8 AU:. EQ 887 TU 897 EX 899
Fico 4 BC:. EQ 826 TU 858, EX Fico 98 BC: 870
Fico 4 AU:. EQ 831 TU 872, EX Fico 98 AU: 861
VS 3.0:...... EQ 835 TU 835 EX 835
CBIS: ........EQ LN Auto 940 EQ LN Home 870 TU Auto 902 TU Home 950
Message 6 of 7
ptatohed
Senior Contributor

Re: GBank

https://cc.g.bank/?_gl=1*76z0e5*_gcl_au*Njk3ODUwOTAyLjE3OTEwOTI2MTg.#/?referralId=home

 

 

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Message 7 of 7
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