I just applied for a Gap card because I probably spend hundreds of dollars every few months in that network and I don't have any GE cards yet so why not. I was approved but it says my temporary limit is $300 (say WHAT?!). So I called them and they said they couldn't process a CLI because that is my temporary limit and my actual limit once I get the card may be higher. Has anyone seen this? Was their "real" limit higher?
@maiden_girl wrote:Yes the temporary limit is always much lower than the actually CL. You might be surprised. It sounds like you applied in store and they gave you a receipt you can use as your card until it arrives. This is normal. Wait for your card to arrive and call the number again.
Thanks. I applied online so we'll see what happens when I get the card. $300 isn't even enough to do my vacation clothing shopping! Haha!
@OHWWCB wrote:I just applied for a Gap card because I probably spend hundreds of dollars every few months in that network and I don't have any GE cards yet so why not. I was approved but it says my temporary limit is $300 (say WHAT?!). So I called them and they said they couWith ldn't process a CLI because that is my temporary limit and my actual limit once I get the card may be higher. Has anyone seen this? Was their "real" limit higher?
I just saw this yesterday when I activated my ebates card. The temporary credit line that I saw on approval was $1000. When I first activated the card on their website, it also showed the $1000 limit. I was concerned, but figured I'd log in later during the day to see if the limit had changed. Sure enough, the ebates visa then showed $10k limit that was included in the card paperwork.
With the ebates card, they posted the account on my credit report before I had the card in hand, so I knew the final CL a couple of weeks ago.
Once you're in, you can ask for CLIs, and if you really need to, you can call Credit Solutions.
Keep in mind that Discover cash back can be redeemed for Gap/ON/BR cards at basically .80. $80 in cash back = $100 in Gap. That's what keeps me from apping for a Gap card. 
I finally got the card in the mail today with a $300 credit limit. So I called them up and said that wasn't sufficient for me. The CSR told me that they start low and raise it over time. I told her that I understood that but that I had more than $300 sitting in my cart online right now for vacation clothes and that wouldn't work for me. I told her I need at least $500. So she asked my income and then approved me for a credit limit increase to $500. Now I'm mad I didn't ask for $1000. This is my first GE/Sync card and I'm really hoping it grows with me over time.
@Anonymous wrote:It'll grow with you.
Got a 300$ Walmart which I called right away and had it raised to 1.2k
not sure about gap or sync but with ge my cards went
walmart-300-1000-2000-5000
american eagle -800-1200-1800-2400 (asks me to upgrade all the time now)
ive had both since july of 12.
i hardly shop at walmart. used to shop alot at ae.
