GE/WALMART APP QUESTION

Anonymous · ‎11-14-2012

I applied for the walmart cc and was told I was denied and to wait for the letter to come in the mail as to the reasons why. Well I got that letter yesterday. This is what is say.

Using public info they couldnt locate my SS#, phone, and address. Seriously. So how did I get approved for all my other ccs then? It states they didnt pull my credit report so they cant provide me a score. Bunch of BS as they are clearly listed as a inq on my TU..

What can I do about this?

armbenderc · ‎11-14-2012

Call for a recon. This is one of the reason why many people on here applied at the store.

Recon for sure. You got this!

2013 Approvals: Discover IT - 3/1, Amex BCE - 3/4, CSP - 5/4, Barclay Ring - 6/12, BoA Privileges Cash - 6/27, Citi TY Preferred - 8/6, OCCU Duck - 11/4, USBank (Cash+) - 11/22, Wells Fargo - 12/21, Nordstrom - 12/29

12/19/2013, $100k+ Available Credit. Total Util: 0-1%

nicholasyud · ‎11-14-2012

LookLooks at the recon number on sticky thread.......Work like magic......better luck

Starting Score: 560
Current Score: ?
Goal Score: 800

Anonymous · ‎11-14-2012

I tried that yestersday. They dont do recons and additionally my app is closed so they are unable to see any info. Thats weird in itself to me considering I appd on the 6th of nov and got the letter yesterday.

nicholasyud · ‎11-14-2012

Try different number I guess..........don't waste an inquiry .........that's 5 credit score there lol

Starting Score: 560
Current Score: ?
Goal Score: 800

Anonymous · ‎11-14-2012

I love you guys. I just called again. They said they couldnt verify my telephone #. They sent a text and it never came through. She hung up and called backed. When she called backed she said Congrats you are approved for 1.5k discover. I almost jumped out the window I was so happy. Yay me

Epcot · ‎11-14-2012

Nice, Congrats! Glad you kept trying!

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 849 EX 835 TU 841

Jutz · ‎11-14-2012

Wow! Congrats!!

Never be afraid to recon. I'm so afraid of rejection, I almost didn't call in for my WalMart app and all they ended up needing was to ask me the verification questions! I would have been miserable for...7-10 days.

Current: EQ FICO 706, TU FICO 701, EX FICO 706 | Starting Score: 525 (05/2012)
Starting total revolving credit: $1100 | Current total revolving credit: $36,700
Inquiries (12 Months): EQ 2 TU 1 EX 1 | Most Recent: 1/21/2014

Chase Freedom $9500
DCU Visa $10000
Capital One QS $2000
AMEX BCE $3000

Lowe's CC $8500
WalMart CC $3100
BOA Platinum $600
AMEX Gold NPSL

Anonymous · ‎11-14-2012

Congrats!!! I agree that you have nothing to lose with a recon, and everything to possibly gain. Enjoy your new card.

Anonymous · ‎11-14-2012

I am never afraid to recon. I tried it 3 times yesterday to no avail. After the encouragemnt from you all I went all in for a 4th try. 3rd time isnt always a charm but the 4th time just might be.