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GE cards. what are ways to not get CLI after the fourth statement cuts?

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luckelle
Regular Contributor

GE cards. what are ways to not get CLI after the fourth statement cuts?

i have 2 ge cards from walmart and amazon. No CLI as of yet which suprises me due to everyone on here getting them after the fourth statement. no lates with them at all and I use the cards regularly. short of calling them for an increase can someone advice am I missing something. I figured its the holidays and it would have been increased by know.

Starting Score: 5/2012 TU 595, EQ 565, EX fako 547
Current Score:as of 9/2012, TU 626,Walmart 612, EQ 600, EX fako 623
Goal Score: 640 by dec 2013
BofA Au 13000, Amazon 600, Capt1 300, Walmart 150
When all else fails pay it!


Message 1 of 15
14 REPLIES 14
Burned2manybridgesB4
Valued Contributor

Re: GE cards. what are ways to not get CLI after the fourth statement cuts?

Did you have a late payment, or collection show (on any other creditors) after the GEMB cards were issued/activated?

Message 2 of 15
luckelle
Regular Contributor

Re: GE cards. what are ways to not get CLI after the fourth statement cuts?

Actually yes. a collections from a gym membership from years ago. It posted last month. geeze you think that might be it.

Starting Score: 5/2012 TU 595, EQ 565, EX fako 547
Current Score:as of 9/2012, TU 626,Walmart 612, EQ 600, EX fako 623
Goal Score: 640 by dec 2013
BofA Au 13000, Amazon 600, Capt1 300, Walmart 150
When all else fails pay it!


Message 3 of 15
navigatethis12
Valued Contributor

Re: GE cards. what are ways to not get CLI after the fourth statement cuts?

The first automatic credit limit increase I received from them (Amazon) was at ten months. The next increase I initiated after that was at seven months, since they did not increase it on their own. Not everyone gets the automatic increase every four months. Ringing them is better in my opinion. I was able to get it from 2500-5000-10000 in two months. They do not ask any questions and it is a soft pull.

Message 4 of 15
luckelle
Regular Contributor

Re: GE cards. what are ways to not get CLI after the fourth statement cuts?

The collections posted on equifax though and not TU. I thought thats what GE looks at anyway

Starting Score: 5/2012 TU 595, EQ 565, EX fako 547
Current Score:as of 9/2012, TU 626,Walmart 612, EQ 600, EX fako 623
Goal Score: 640 by dec 2013
BofA Au 13000, Amazon 600, Capt1 300, Walmart 150
When all else fails pay it!


Message 5 of 15
navigatethis12
Valued Contributor

Re: GE cards. what are ways to not get CLI after the fourth statement cuts?


@luckelle wrote:

The collections posted on equifax though and not TU. I thought thats what GE looks at anyway


That is what they have always looked at for me. So maybe it is not the collection.

Message 6 of 15
Burned2manybridgesB4
Valued Contributor

Re: GE cards. what are ways to not get CLI after the fourth statement cuts?

Are these your only active cards, or is there more to your credit? If these are the only ones functioning right now, they're probably waiting for you to gain some more experience/time with them. I say call them too. Worst that can happen is you get an explanation, and a "no."

Reason I asked about the CA/CO thing is because Gemb gets spooked with CLI's, when fresh damage shows up suddenly.

 

..and my Eq was pulled for them. Not Tu.

Message 7 of 15
creditnocash
Valued Contributor

Re: GE cards. what are ways to not get CLI after the fourth statement cuts?

I've had my two ge cards since July. No auto increases. I've called. Besides when you call he is always soft pull anyways what do you have to lose?


Current: Fico ScoresEQ~706 TU~719 EX 709 4/28/23

Inquiries (24 Months): EQ 0 TU 0 EX 0| Most Recent: A LONG WHILE
Over 12 Months:0


2023 Goals:
Buy A Home
Earn Cash Back

Amex Zync(Unicorn)
Chase Freedom$1500
Discover IT$7,400
Citi DC $10,000
Citizens Mastercard$7,000

Message 8 of 15
luckelle
Regular Contributor

Re: GE cards. what are ways to not get CLI after the fourth statement cuts?

Sad, just called to get a small increase and no was the answer. Reason will be in the mail. Other card in my name is the lowley capt 1 card. Should have asked what CRA they used to pull credit.

Starting Score: 5/2012 TU 595, EQ 565, EX fako 547
Current Score:as of 9/2012, TU 626,Walmart 612, EQ 600, EX fako 623
Goal Score: 640 by dec 2013
BofA Au 13000, Amazon 600, Capt1 300, Walmart 150
When all else fails pay it!


Message 9 of 15
linux007969
Established Contributor

Re: GE cards. what are ways to not get CLI after the fourth statement cuts?

Just call GE Credit Solutuons at: 1-877-379-4936 and ask for your credit limit increase to be manually reviewed, I'm sure they will help you out. Smiley Very Happy


Rebuilding Credit since 2016
Debt: Almost $80,000
Message 10 of 15
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