GECRB/PAYPAL CLI via backdoor # call

[ficojoe]

I did not see a luv button like the usual GE cards have for the paypal card. They started me with a $3,000 limit on 11/2/12. I've had the card for just over 4 months now. I called and asked for $10,000. They gave me $5,000 and I'll get a letter in the mail in 7-10 days telling me why I cannot have $10k. My TU FICO score according to Wal-Mart was 709 in November and 716 in Feb (March not posted yet).

[aldejesus]

Hi, Im new here, but from what I have read in other posts, walmart doesn't really gives you a FICO score its a TU score using their own formula. Maybe you should consider checking your real FICO on this site. I have on walmart score 655 (Feb.) on my FICO.com  664 (Feb.) and on EX website 704. 

[jsucool76]

the score walmart gives is a true FICO score. it is the TU08 version. wherever you read it was a fake score was misinformation. 

When you APPLY for a GE card, they usually use their own scoring algorithm when they decide whether to approve or deny you, and when GE sends you a score it will usually be in a range of 200-600 or something like that. 

[aldejesus]

Thanks for the info, every day its a new oportunity to learn more.

[jamesdwi]

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@jsucool76 wrote:

the score walmart gives is a true FICO score. it is the TU08 version. wherever you read it was a fake score was misinformation. 

When you APPLY for a GE card, they usually use their own scoring algorithm when they decide whether to approve or deny you, and when GE sends you a score it will usually be in a range of 200-600 or something like that. 

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+1

there are some 50 versions of fico scores. and in response to a previous post, Walmart FICO is TU, myfico.com is an EQ fico by default. 

[youngandcreditwrthy]

Ive seen GE use so many diff scores lol 

the Walmart FICO is indeeda TU08. Seems to be my highest one, even though an old fraud acct is on it. Exp/eq still aren't as high, and those have NO baddies! Lol

[ficojoe]

The only reason I shared FICO scores was to be of help to others who may be interested in CLIs.