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GEMB 4 mnth CLI - Amazon Store card

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score_building
Senior Contributor

GEMB 4 mnth CLI - Amazon Store card

Remember you can request one online, just got 500, they used to give 200-250.

 

started at 400 now almost 3000, a slow and steady grower.  

 

Great card for Amazon lovers IME, w/ nice 0% promos, the regular APR as w/ most store cards,

 

relegates it to a 100% PIF product otherwise.  

 

DCU EQ 5.0, Citi EQ 08 Bankcard, PenFed EX NG2
EX 08: AFCU, Amex, Chase, PSECU EX 98(?)
TU 08: Barclays, Discover
Message 1 of 7
6 REPLIES 6
laz98
Senior Contributor

Re: GEMB 4 mnth CLI - Amazon Store card

i just got a CLI recently too, totally unexpected.  yay!

Message 2 of 7
Anonymous
Not applicable

Re: GEMB 4 mnth CLI - Amazon Store card

My last one was in December. Tried in April and again now and still no go. "Not enough experience at your current credit limit".

Message 3 of 7
score_building
Senior Contributor

Re: GEMB 4 mnth CLI - Amazon Store card

was it after ur 4th statement cut ferrari?

 

cheers laz98 on the auto luv Smiley Tongue

DCU EQ 5.0, Citi EQ 08 Bankcard, PenFed EX NG2
EX 08: AFCU, Amex, Chase, PSECU EX 98(?)
TU 08: Barclays, Discover
Message 4 of 7
Anonymous
Not applicable

Re: GEMB 4 mnth CLI - Amazon Store card

Well the problem is that no statement is being generated for months with no usage. Initially I had a 0% promo and I was paying down the balance and there was a statement monthly but after I paid off the balance they stopped issuing a statement anymore

Message 5 of 7
smc733
Valued Contributor

Re: GEMB 4 mnth CLI - Amazon Store card


@Anonymous wrote:

Well the problem is that no statement is being generated for months with no usage. Initially I had a 0% promo and I was paying down the balance and there was a statement monthly but after I paid off the balance they stopped issuing a statement anymore


Yep, GEMB doesn't do $0 statements.

 

I started building my credit with GEMB/Banana Republic, and after the 4th statement, I went from $300 to $1,000 auto.  Since my credit lines are large, I'm hoping to get this Amazon card to at least $2,500 by year's end.

BofA Cash Rewards VS - $25k | Citi Double Cash World MC - $18.9k | Amex BCE - $50k | Discover it - $50k | Chase Freedom Unlimited VS- $10k | Barclay Ring $5k |
Message 6 of 7
score_building
Senior Contributor

Re: GEMB 4 mnth CLI - Amazon Store card

I think one thing they look for in consideration of CLI is some usage, generally <15% here


@Anonymous wrote:

Well the problem is that no statement is being generated for months with no usage. Initially I had a 0% promo and I was paying down the balance and there was a statement monthly but after I paid off the balance they stopped issuing a statement anymore




 

 

DCU EQ 5.0, Citi EQ 08 Bankcard, PenFed EX NG2
EX 08: AFCU, Amex, Chase, PSECU EX 98(?)
TU 08: Barclays, Discover
Message 7 of 7
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