GEMB: Fraud Alert??

[Anonymous]

I have 3 GEMB accts, Walmart, Dillards and Payapal credit. I have balances on Walmart and Paypal.

I recently applied for JC Penney, Amazon Store and Old Navy accts. Was denied for the first one and got 7-10 day messages on the other 2. However, the other 2 never appeared on my credit report.

I tried to log in to my accounts to pay the balances on my cards but it gave me a message to call 1-800 numbers to the individual companies. The walmart lady had no idea what was going on but the other 2 numbers told me I had to call another number.

I called it and it said the Fraud department but they are closed until Monday. I then decided to test the card by buying something cheap on one of them online and it was denied.

So it appears as if they closed the accts. Do you think that they closed it because they think there is fraud going on with my accts?

[Anonymous]

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Bella1980 wrote:

I have 3 GEMB accts, Walmart, Dillards and Payapal credit. I have balances on Walmart and Paypal.

I recently applied for JC Penney, Amazon Store and Old Navy accts. Was denied for the first one and got 7-10 day messages on the other 2. However, the other 2 never appeared on my credit report.

I tried to log in to my accounts to pay the balances on my cards but it gave me a message to call 1-800 numbers to the individual companies. The walmart lady had no idea what was going on but the other 2 numbers told me I had to call another number.

I called it and it said the Fraud department but they are closed until Monday. I then decided to test the card by buying something cheap on one of them online and it was denied.

So it appears as if they closed the accts. Do you think that they closed it because they think there is fraud going on with my accts?

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Well i never heard of this why would they put a hold on already approved accounts.

[Anonymous]

I had that to happen at Circuit city i was trying to buy some batteries for my camera lol oh well they said they do tht some time i guess GEMB does too! also hopefully they can approve you for some of the cards you applied for! ask them is this due to me applying for other cards I love old navy let us know the results! there going to verify some info about you then lift the fraud alert! 

[Anonymous]

Yeah, I really want to talk to them but they are closed until Monday.....arrgh!

It sucks! I just want to know what is going on?

My heart and mind aren't made for these situations!!  

[Anonymous]

Oh ok, thanks for letting me know. I don't even really mind about those other accounts now. I just want everything to get sorted out!

I will post first thing on Monday after I call.

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mrsanderson wrote:

I had that to happen at Circuit city i was trying to buy some batteries for my camera lol oh well they said they do tht some time i guess GEMB does too! also hopefully they can approve you for some of the cards you applied for! ask them is this due to me applying for other cards I love old navy let us know the results! there going to verify some info about you then lift the fraud alert! 

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[Anonymous]

how long have you had dillards and paypal >>i forgot the other one but did u just open them>

[Anonymous]

I got Dillards about a week ago, haven't used it as yet.

I got Walmart and Paypal about a month ago...first bill hasn't cut as yet but wanted to make payments today so that balance on my CR wasn't high! :-(

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mrsanderson wrote:

how long have you had dillards and paypal >>i forgot the other one but did u just open them>

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[Anonymous]

Oh yes then thats what they did to me there going to say mam sorry we just wanted to make sure it s you whos using the card whateverrrrrrrrrrrrrrrrrrr lol i was done the same way relax its just protocal!!!! but u need to get those other s too im hoping for you i dared not to apply for Old navy bc shopping is a weakness of mine lol but i do pay my bills on time all of them never late baby is the game!now  if i can master utl lol id bee in the 800 class or at least 760abv

[Anonymous]

Thanks, I'll at least try, hahaha.

I hate not being able to make the payments though, lol.

I went through and paid everything on my excel sheet that would let me make a payment but now GEMB has locked me out of the accts.

Wish me luck on Monday!

[Anonymous]

Is something up with your credit reports? It makes me wonder after the big ordeal the jeweler put you through and now this? Sounds fishy...I'd check into that. Maybe call the credit bureaus, too.