GEMB Likes Me Now...Sort of....

[favor4me2]

Congrats jkfaria, how much was your original limit with those cards? and how long have you had them?

[Anonymous]

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@favor4me2 wrote:
Congrats geek, I also received some luv from GEMB today. I apped for the Dilliards card and was approved for  $250 called the cust serv # and requested an increase was transferred to the under writer and was increased to $500. I also apped for the Chevron gas card and to my surprise was approved for the Visa card for $950. Wooohooo! These are the last two cards I had on my app list, now I can get rid of that measly $200 from target. I have nothing but luv for GEMB.

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Congrats on your approvals! 

As measly as it is I wouldn't close it - there is no AF. Just SD it and let them close it if they want. Meanwhile it is a reporting TL.

Message Edited by creditwherecreditisdue on 09-02-2009 11:06 PM

[favor4me2]

Thanks credit, as usual you have a very good point, who knows maybe one day they will decide to increase it or convert it to their Visa card.

[Anonymous]

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@favor4me2 wrote:
Thanks credit, as usual you have a very good point, who knows maybe one day they will decide to increase it or convert it to their Visa card.

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It could happen!

[iwantbettercredit]

I have no problem with GEMB they have always been pretty descent with me.  Today I received $1,000 CLI on my Lowe's card  They are more generous then alot of others right now.

[geekhou05]

I suppose that my next move would be to request a CLI upon card activation!!

[Anonymous]

Dillards likes me.  CLI every 4 months.  Last month the CLI was auto.

Sam's sort of likes me.  CLI every few months, though I do not use the card that often.

Got a CLI from paypal, but I had the "card" for several years before that was approved

[favor4me2]

You don't have to wait until activation, I called as soon as I was approved and my account was already set up. I requested a increase to $500 and they put me through to the underwriter who approved it on the spot. If I had known it was that easy I would have asked for more

[waqaszm1]

i hope i am wrong on this but i have some not so good news. just a month ago i app'ed for the GEMB Walmart card- approved; the GEMB ChevronTexcao card- approved; but then i made the awful mistake of applying for the GEMB Lowes card which was denied... eventually. The csr on the phone told me it was due to two approvals on other cards issued by GEMB and that i should wait 60 days atleast to app again.

[geekhou05]

I called to up my PayPal Buyer Credit and was told that I would need to wait one month. Also tried to use the love button and it told me that my account was not eligible for a CLI.

Any ideas??