GEMB Store Cards

[laz98]

What store cards does GEMB back?  Trying to get a complete list.

[Anonymous]

Half the retail stores and chains in th US.

[Anonymous]

Here is a link to all of their store cards, HOWEVER, from what I hear you need a FICO score of 660 at EQ to be approved as of 10/08

http://www.gemoneycards.com/personal/credit_cards/shop/index.html

[Anonymous]

I have a Ritz Camera GEMB card with a $4500 line for cripes sake. Go figure.

[laz98]

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@Anonymous wrote:

Here is a link to all of their store cards, HOWEVER, from what I hear you need a FICO score of 660 at EQ to be approved as of 10/08

http://www.gemoneycards.com/personal/credit_cards/shop/index.html

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actually, i have several of their cards, & my scores aren't there yet.  thanks for the link though!

[Anonymous]

That's odd, I didn't see GAP/Banana Republic on that web page.  I have two TLs that say GEMB/Banana Republic.

[laz98]

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@Anonymous wrote:
That's odd, I didn't see GAP/Banana Republic on that web page.  I have two TLs that say GEMB/Banana Republic.

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that's what i was thinking.  guess it's not a complete list after all. 

old navy isn't on there either.

[Anonymous]

You may have card approved prior to 10/24/2008 when GEMB went as low as mid 500's to approve cards.

However, as of 10/24/2008 you now need a FICO at EQ of 660.  So your old cards may be fine, but I would hold off trying to get new cards until you have the 660 score.  I can supply links to the new rules , but it is a site that MYFico may not like if I link to.

Only the cards listed on the site with the link can you apply for new cards online with now.  Not all of the cards they back are they still looking to open new accounts on.

[Anonymous]

There's that 10/24/2008 date again. What all else happened on that specific date that I missed?

[laz98]

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@Anonymous wrote:

You may have card approved prior to 10/24/2008 when GEMB went as low as mid 500's to approve cards.

However, as of 10/24/2008 you now need a FICO at EQ of 660.  So your old cards may be fine, but I would hold off trying to get new cards until you have the 660 score.  I can supply links to the new rules , but it is a site that MYFico may not like if I link to.

Only the cards listed on the site with the link can you apply for new cards online with now.  Not all of the cards they back are they still looking to open new accounts on.

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actually, all of my cards were applied for & approved starting 10/26.

not trying to be argumentative, just saying it's not 100%, i guess.

if you wouldn't mind, i would appreciate getting that link via PM.  thanks.