GM Rewards by Marcus/GS - Best way to redeem points?

[Rockysocks]

It's definitely a niche card. I use it all of the time because I can redeem my points earned via 4% on all purchases and 7% on GM stuff on a new car, which will inevitably be necessary someday, but I do know that's breaking a myfico golden rule of "don't save up points in case they are suddenly and unexpectedly nerfed". To each their own.

[M_Smart007]

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@Rockysocks wrote:

It's definitely a niche card. I use it all of the time because I can redeem my points earned via 4% on all purchases and 7% on GM stuff on a new car, which will inevitably be necessary someday, but I do know that's breaking a myfico golden rule of "don't save up points in case they are suddenly and unexpectedly nerfed". To each their own.

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Careful with that, you'll upset the Amex crowd

[James3]

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@odd_dog wrote:

I have the card and it EARNS 4 points on non GM merch and 7 on GM merch.  But as far as I understand and see on the rewards website it can ONLY be for GM stuff, car purchase, lease, onstar, accessories and service.....not seeing gift cards anywhere. Anyone else that has the card see them?

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I haven't seen the gift cards. I also haven't been able to link my card to my rewards account for the automatic gold status. Phone support has been disappointing. I'm not sure why I care, as I got this card ~20 years ago when I thought I might want a Corvette. I ended up driving the same Buick for the next 18 years and have officially sock drawered this card.

[Dadof31978]

Best use is if you have a GM Financial loan or lease....w the card, you can redeem $250 per year which is $10k spend...this is real money dollar for dollar so 4% back on $10k spend per year.