GM World Elite MC INSTANT Denial from Capital One

[newUser0]

I just checked Score, it says it is 719 

and with Credit Karma it is 708.

How in the world did EQ say my Score is just 571?? 

Is there any thing wrong here?

[09Lexie]

---

@newUser0 wrote:

I just checked Score, it says it is 719 

and with Credit Karma it is 708.

How in the world did EQ say my Score is just 571?? 

Is there any thing wrong here?

---

As previously mentioned, the score they provided was an internal score, not a FICO score. 

Also, keep in mind the free sites I gave you are FAKO scores. 

[newUser0]

Oh thanks for the clarification.

There are a lot of different types of scores I See..

[sandman2435]

That was me: appleyed and got a $600.00 limit..and I have scores in the high 700"s and less than 1% util..and a very very thick file oh well lol

[FinStar]

---

@sandman2435 wrote:

That was me: appleyed and got a $600.00 limit..and I have scores in the high 700"s and less than 1% util..and a very very thick file oh well lol

---

While I know anything is possible (especially with Capital One), I'm still puzzled by those results sandman2435.  What can anyone do with $600 based on your spending patterns and given your other high CLs, let alone accumulate any points for any future GM incentive.

[sandman2435]

@FinStar..I have 3 other accounts with capital one..Venture card 15K, Platnium card 5K and a business card 12K...I even called the EO on the GM card,,But its a different dept.and they can't do anything about it lol

[myjourney]

---

@sandman2435 wrote:

@FinStar..I have 3 other accounts with capital one..Venture card 15K, Platnium card 5K and a business card 12K...I even called the EO on the GM card,,But its a different dept.and they can't do anything about it lol

---

Ouch that's sad it really is

What surprises me is why would GM want their name on a low limit card?

It leaves a bad taste in a consumers mouth

[FinStar]

---

@myjourney wrote:

---

@sandman2435 wrote:

@FinStar..I have 3 other accounts with capital one..Venture card 15K, Platnium card 5K and a business card 12K...I even called the EO on the GM card,,But its a different dept.and they can't do anything about it lol

---

Ouch that's sad it really is

What surprises me is why would GM want their name on a low limit card?

It leaves a bad taste in a consumers mouth

---

Exactly,  Agree with both of you... sad indeed.  Granted some banks do offer WMC at lower CL thresholds (*cough* *Citi*); but WEMC typically seems to be minimum $5K (if not higher) for most other lenders.  I scratched this one off my list after seeing what happened to sandman2435.  I don't currently have a biz CC with Capital One, but my Venture WMC and Cash Rewards WMC are both $31K combined.  PASS!

[wHiTeSoL]

As a data point when I applied last month they only pulled EQ. I was surprised as well it wasn't a triple pull. They gave me a $3200 limit and sent me a fico score of 719. The EO was also the former HSBC account as they referenced one of my old HSBC account as the reason I wasn't given a higher CL. (And I couldn't speak to my normal Cap 1 EO rep as they are different divisions)

PS: also a world elite @$3200

[FinStar]

---

@wHiTeSoL wrote:
As a data point when I applied last month they only pulled EQ. I was surprised as well it wasn't a triple pull. They gave me a $3200 limit and sent me a fico score of 719. The EO was also the former HSBC account as they referenced one of my old HSBC account as the reason I wasn't given a higher CL. (And I couldn't speak to my normal Cap 1 EO rep as they are different divisions)

@Anonymous: also a world elite @$3200

---

Well, I guess that's not too bad... Plus, looks like you had a bit better results than sandman did.  Interestingly that you pointed the EO for the GM CC as being the former HSBC group.  Whenever I have to contact them for my Saks WEMC, it's the same group (granted under the Capital One umbrella) - but same ole folks.