Garden Club - January 2016

[nawhop]

Happy New Year !!

[SisterGirl]

Happy New Year 2016 !!!!!!!

[sparklerd34]

Happy new year haven't posted much many blessings to everyone good health and happiness

[Kenny]

It feels weird to not app for an Amex right about now!

Still doing well in the garden -- no app itch at all. Last change in CBs (re: inquiries/new account) was when I got my last car in August 6st or so.... gonna add me a silver spade to my signature tonight! Can't wait for my gold if I can make it until then.. I have a tendency to apply for something on my birthday for some reason.

[Anonymous]

Happy new year everyone. My credit Elvis has left the building. Hope to hang on to a card or two as tough times are ahead.

[UncleB]

Happy New Year everybody!

For the moment I'm just 'sticking my head in the door' of the garden club to say hello, but I suspect I might be hanging out here pretty soon. 

[Anonymous]

It's not new year here yet. But going into 2016 I will have my overall utilization at 55%. This is a huge decline for me as the beginning of December 2015 I was over 80%. My goal is to be credit card debt free by March 2016. Lots of extra hours at work and any side jobs are truly helping.
Also I've been learning (thanks to you all) how to use my Capital one QS1 are responsibly for my everyday purchases. Hubby and I plan to save our 1.5% back towards vacation in the middle of 2016.

[Anonymous]

Happy New Year Everyone!!! Seeding!

[Anonymous]

Happy new year, GC!!

I will be gardening for the most part this year. I am gonna step out to apply for Amex BCE, then I'll be right back! (That means I won't be achieving Platinum this year ). 2017 is when all, but one of my inquiries will fall off, so I'm preparing for that! Here's to a great 2016 for everyone!

[uswala]

Happy New Year!

So still here after 14 months....technically as my new BCE card is yet to report