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Garden Club - June 2018

Valued Contributor

Re: Garden Club - June 2018

Happy June, everyone!  Will have to update siggy from last week's field trip out.


Goal Scores 750 Across 3Bs
05/25/18 F8 Scores EQ 753 TU 746 EX 744
Inquiries: 14
Garden Re-Entry 06/02/18
Message 11 of 2,834
Valued Contributor

Re: Garden Club - June 2018


@VoltronM wrote:

June im so exited ,,summer time baby

quick question guys whats your secrets to stay in garden ?


LOL, I don't know the secret yet.  Let's wait for MFs to chime in.


Goal Scores 750 Across 3Bs
05/25/18 F8 Scores EQ 753 TU 746 EX 744
Inquiries: 14
Garden Re-Entry 06/02/18
Message 12 of 2,834
Community Leader
Valued Contributor

Re: Garden Club - June 2018

Hi, Voltron, I am definitely not the best person to ask about gardening secrets. 😀

Current Scores------ EQ 675; TU 656; EX 689 FICO 08--- Gardening 5/25/18 to ~12/15/18
Beginning Scores-- EQ 632; TU 576; EX 619 FICO 08 (06/13/16) - BK7 discharged 11/2015

Take the myFICO Fitness Challenge
Message 13 of 2,834
Valued Contributor

Re: Garden Club - June 2018

Dang ..... Just tried Wallethub for TU FAKO score but it was a no-go. Message said they dont update scores til 6am.






3/2016 EX 644 CK-TU 642 CK-EQ 660 WalMart- 671.
>6/2018 CCT EX 796 TU 809 EQ 804
You are only young once, but you can be immature forever
Message 14 of 2,834
Valued Contributor

Re: Garden Club - June 2018


@VoltronM wrote:

June im so exited ,,summer time baby

quick question guys whats your secrets to stay in garden ?


Very simple. You need a definative goal with a well drawn map as to how to you get there. 






3/2016 EX 644 CK-TU 642 CK-EQ 660 WalMart- 671.
>6/2018 CCT EX 796 TU 809 EQ 804
You are only young once, but you can be immature forever
Message 15 of 2,834
Valued Contributor

Re: Garden Club - June 2018

Spent the last 1 hour of May and next 45 minutes of June trying to change insurance. Doctor Granny is very picky  about insurance. 

I got 1 policy changed before midnight so effective date  6/1.  The other one kept asking to many questions so it ran into June and then at the end they said change in application coverage date to 7/1/18.  Urge to kill

 

DW and I have spent  the last 2 days dealing with person who does not follow insructions and lies every time you turn around.  Very stressfull  Lots of money on the table also. I may take the person this weekend to the rifle range.  Why can't people just be honest    Exsederan? headache  #1234 the liar. 

 

perhaps June will be quieter. 

Message 16 of 2,834
Frequent Contributor

Re: Garden Club - June 2018

Well it has occurred to me, I still have some baddies to come off but my rebuild is nearly complete. I've gotten in with prime lenders, I've set a solid base of accounts, and I'm in a place where I can sit back to let things grow and age. By next April my reports will be nearly clean with only one major derog (short sale from a terrible divorce will be 6 years old). I have plans, a very solid timeline for them, and I think I'll be very firmly planted here for some time! 2020 has a mortgage in sight and I expect that by then my youngest accounts will be 14-16 months old, with no scorable inquiries, a clean file, and with any luck scores in the high 700s. I look forward to spending alot of time with you guys in the next 2 years. Happy June everyone!


(10/1/17)
(04/18/18)


Message 17 of 2,834
Established Contributor

Re: Garden Club - June 2018

IBTL

 

My credit app withdrawals are starting to ease up. 



Message 18 of 2,834
Regular Contributor

Re: Garden Club - June 2018

Happy June! Made out of May resisting a Citi DC pre-qual. Holding out a couple months to hopefully get a better APR and a high SL.
Current Fico 8 Scores:

Credit Goal:

Gardening until September 2018

Current Cards:


Wish List:


Message 19 of 2,834
Established Contributor

Re: Garden Club - June 2018

Happy June everyone. Summer is fast approaching though it’s been crazy hot here in MI already. I won’t complain cause we know it’s fleeting. My grass would beg to differ though. Still gardening strong with no apps in sight. Hope everyone has continued success with their credit endeavors. 

 

Peace!!!


Fico 8 scores: EX 848 TU 827 EQ 831
Message 20 of 2,834