Gecrb- synchrony?luv buttons question.

[SunriseEarth]

---

@taxi818 wrote:

I have 2 gecrb or synch whatever cards. 1 Wally. And 1 pay pal master card. (Smart connect) yuk!!  I hit the luv button after 2 months and now got my 4th statement.  Still no cli.  

Question. Did that reset the 4 month click for cli or do I have to just wait for auto cli and start counting from there.  They both are in deepest corner of sd now because of not showing luv.  Carried balance on Wally. Then pif last month.  Still have 200 balance on smart connect.  Do t get it. Ooh well. No more use until. Get cli.  I won't ask either.  Starvation diet for the two.  Thanks all. 

---

The 4th statement determines eligibility, but it's not a guarantee.   It look 6 statements for my Wally to give an initial CLI and 9 statements for Amazon to follow suit.   Each CC has its own UW standards.

[Jerry45]

Taxi, you can get a balance(Positive) and a statement by overpaying in store. Last two statements were generated by paying $1 over my due amount

[taxi818]

Hmmm. Nice trick. Thank you. A little while ago. I went and bought a pack of gum and a bottle of water. From Wally. Asked for 40 bucks over purchase. So now I should have a statement. The things we do to get a cli

[taxi818]

I wonder if they will frown on that over payment.

[BarryNTexas]

I'm late to this party... do they do SP for their luv button?  Is it TU? 

[destine2grow]

I have only had my cc for about a month. I am not plan on PIF. I will most likely ask for a CLI in Nov before Black Friday. I hope that works. I will only have had the cc for 3 months. I will continue to make a purchase on the cc every month. Let's see if that helps get me a CLI.

[taxi818]

---

@BarryNTexas wrote:

I'm late to this party... do they do SP for their luv button?  Is it TU? 

---

Yes it is a sp. when they start. they are very generous. but ive had my card exactly 4 months. but only got 3 statements. because i paid in full. so i wil see.

Denied 2 times already. did not know about 4 month rule.

[B335is]

---

@taxi818 wrote:

I called 2 weeks ago. They said no.  But was still at 3,.5 months.  I'm not desperate.  So I just don't understand.  My brother got cli. His util is at 70 percent.  I'm at overall 12%. Triyng to get under 5%.    Ooh well will wait 1 more month to be sure. Last time they asked if I was in store. Should I gave Luddite? I said no. I'm home.  

---

Seriously?  I would have said none of your business I left grade school years ago

I would wait 30 days from your last request to call Credit Solutions again.  I managed to get some decent limits with negligible utilization - and they never asked for a reason why?  Only Chase and Discover asked me what I was using a CLI for.

[flawesome]

Please explan the words "gecrb", "synch"(in this instance), and "wally" to a poor noob so I can make it past the first sentence.

[Jerry45]

No. they do not frown on it. Did it twice, and just got a $1500 Auto increase when I logged in this morning